商业健康险大数据： 7年保费增长4.8倍赔付增长2.8倍
<div><section style="box-sizing: border-box; background-color: rgb(255, 255, 255);"><section class="Powered-by-XIUMI V5" style=" box-sizing: border-box; " powered-by="xiumi.us"><section class="" style=" text-align: center; margin-top: 10px; margin-bottom: 10px;box-sizing: border-box; "><img style="vertical-align: middle; box-sizing: border-box;" class="" src="http://www.csdn123.net/mydata/showimg.php?url=http://mmbiz.qpic.cn/mmbiz_png/5AOZsb7gZ3VpJdoib6VDcZxCY8XYhemFFcdhoXrfeib63N2JUlOQ27jvO2wpscicwqd7Rh4SUibf67B5fIsrSQAelQ/0?wx_fmt=png" data-ratio="0.8021505376344086" data-w="465" data-type="png"></section></section><section class="Powered-by-XIUMI V5" style=" box-sizing: border-box; " powered-by="xiumi.us"><section class="" style=" box-sizing: border-box; "><section class="" style="box-sizing: border-box;"><p style="box-sizing: border-box;"><span style="letter-spacing: 0px; line-height: 1.78; box-sizing: border-box;"><br style="box-sizing: border-box;"></span></p></section></section></section><section class="Powered-by-XIUMI V5" style=" box-sizing: border-box; " powered-by="xiumi.us"><section class="" style=" margin-top: 10px; margin-bottom: 10px; text-align: center;box-sizing: border-box; "><section class="" style="display: inline-block; border-top-width: 6px; border-top-style: solid; padding: 3px; font-size: 18px; border-top-color: rgb(238, 34, 34); box-sizing: border-box;"><p style="box-sizing: border-box;"><strong style="box-sizing: border-box;">健康险发展势头强劲</strong></p></section></section></section><section class="Powered-by-XIUMI V5" style=" box-sizing: border-box; " powered-by="xiumi.us"><section class="" style=" box-sizing: border-box; "><section class="" style="box-sizing: border-box;"><p style="box-sizing: border-box;"><span style="letter-spacing: 0px; line-height: 1.78; box-sizing: border-box;"><br style="box-sizing: border-box;"></span></p><p style="box-sizing: border-box;"><span style="letter-spacing: 0px; line-height: 1.78; box-sizing: border-box;">数据显示,<strong style="box-sizing: border-box;">2010年至2016年,健康险原保费收入691.72亿元迅速增长至4042.50亿元,增长4.8倍；</strong>占人身险保费收入比重从6.37%增长到18.2%,占全行业保费收入比重从4.66%增长到13%；<strong style="box-sizing: border-box;">健康险赔付从264.02亿元增长到1000.75亿元,增长2.8倍。</strong>同时,健康险深度由2010年0.17%增长至2016年0.54%;健康险密度由2010年50元/人增长至2016年292.3元/人。</span></p><p style="box-sizing: border-box;"><br style="box-sizing: border-box;"></p></section></section></section><section class="Powered-by-XIUMI V5" style=" box-sizing: border-box; " powered-by="xiumi.us"><section class="" style=" text-align: center; margin-top: 10px; margin-bottom: 10px;box-sizing: border-box; "><img style="vertical-align: middle; box-sizing: border-box;" class="" src="http://www.csdn123.net/mydata/showimg.php?url=http://mmbiz.qpic.cn/mmbiz_png/5AOZsb7gZ3VpJdoib6VDcZxCY8XYhemFF41r9MZGgiaJFOwsOxqnB0GkuibDFY0HeKC3XHm5m897fI3mPY5DUcjvg/0?wx_fmt=png" data-ratio="0.49280575539568344" data-w="" data-type="png"></section></section><section class="Powered-by-XIUMI V5" style=" box-sizing: border-box; " powered-by="xiumi.us"><section class="" style=" text-align: center; margin-top: 10px; margin-bottom: 10px;box-sizing: border-box; "><img style="vertical-align: middle; box-sizing: border-box;" class="" src="http://www.csdn123.net/mydata/showimg.php?url=http://mmbiz.qpic.cn/mmbiz_png/5AOZsb7gZ3VpJdoib6VDcZxCY8XYhemFFhiaAzU1iaQJUKkOQCyt4ssaNfLg5PccGVb2h7zH0L1SdCOribBluKyGVQ/0?wx_fmt=png" data-ratio="0.4856115107913669" data-w="" data-type="png"></section></section><section class="Powered-by-XIUMI V5" style=" box-sizing: border-box; " powered-by="xiumi.us"><section class="" style=" text-align: center; margin-top: 10px; margin-bottom: 10px;box-sizing: border-box; "><img style="vertical-align: middle; box-sizing: border-box;" class="" src="http://www.csdn123.net/mydata/showimg.php?url=http://mmbiz.qpic.cn/mmbiz_png/5AOZsb7gZ3VpJdoib6VDcZxCY8XYhemFFwibMrwibzRIDvHYt7HxckHLfG2Ria8bxEwnBtWZKyibCKr7WDd61h1nZLA/0?wx_fmt=png" data-ratio="0.4802158273381295" data-w="" data-type="png"></section></section><section class="Powered-by-XIUMI V5" style=" box-sizing: border-box; " powered-by="xiumi.us"><section class="" style=" box-sizing: border-box; "><section class="" style="box-sizing: border-box;"><p style="box-sizing: border-box;"><span style="letter-spacing: 0px; line-height: 1.78; box-sizing: border-box;"><br style="box-sizing: border-box;"></span></p><p style="box-sizing: border-box;"><span style="letter-spacing: 0px; line-height: 1.78; box-sizing: border-box;">今年以来，健康险发展势头仍然强劲。1月至2月份,产险业务原保险保费收入1535.27亿元,同比增长9.38%;寿险业务原保险保费收入9167.96亿元,同比增长34.81%;健康险业务原保险保费收入1069.51亿元,同比增长42.30%;意外险业务原保险保费收入130.07亿元,同比增长16.67%。其中,健康险业务增速最为亮眼。</span></p><p style="box-sizing: border-box;"><span style="letter-spacing: 0px; line-height: 1.78; box-sizing: border-box;"><br style="box-sizing: border-box;"></span></p></section></section></section><section class="Powered-by-XIUMI V5" style=" box-sizing: border-box; " powered-by="xiumi.us"><p style=" text-align: center; margin-top: 10px; margin-bottom: 10px;box-sizing: border-box; "><img style="vertical-align: middle; box-sizing: border-box;" class="" src="http://www.csdn123.net/mydata/showimg.php?url=http://mmbiz.qpic.cn/mmbiz_png/5AOZsb7gZ3VpJdoib6VDcZxCY8XYhemFFak1NIQKKzKwVnGHI5novkv0Tm6VFoKCgs4R7w2Oc6EWDEzicnEzibibicQ/0?wx_fmt=png" data-ratio="0.6053719008264463" data-w="484" data-type="png"></p><p style=" text-align: center; margin-top: 10px; margin-bottom: 10px;box-sizing: border-box; "><br></p></section><section class="Powered-by-XIUMI V5" style=" box-sizing: border-box; " powered-by="xiumi.us"><section class="" style=" box-sizing: border-box; "><section class="" style="box-sizing: border-box;"><p style="box-sizing: border-box;"><span style="letter-spacing: 0px; line-height: 1.78; box-sizing: border-box;"></span></p></section></section></section><section class="Powered-by-XIUMI V5" style=" box-sizing: border-box; " powered-by="xiumi.us"><section class="" style=" margin-top: 10px; margin-bottom: 10px; text-align: center;box-sizing: border-box; "><section class="" style="border-top-color: rgb(238, 34, 34); display: inline-block; border-top-width: 6px; border-top-style: solid; padding: 3px; font-size: 18px; box-sizing: border-box;"><p style="box-sizing: border-box;"><strong style="box-sizing: border-box;">商业健康险服务功能增强</strong></p></section></section></section><section class="Powered-by-XIUMI V5" style=" box-sizing: border-box; " powered-by="xiumi.us"><section class="" style=" box-sizing: border-box; "><section class="" style="box-sizing: border-box;"><p style="box-sizing: border-box;"><span style="letter-spacing: 0px; line-height: 1.78; box-sizing: border-box;"><br style="box-sizing: border-box;"></span></p><p style="box-sizing: border-box;"><span style="letter-spacing: 0px; line-height: 1.78; box-sizing: border-box;">保监会副主席黄洪指出，商业健康保险天然就是健康中国建设的重要力量，是深化医改的持续动力，是医疗保障体系的重要组成部分，是健康服务产业链条的重要整合者。</span><strong style="letter-spacing: 0px; line-height: 1.78; box-sizing: border-box;">近年来，商业健康保险眼于满足人民群众日趋多样化的健康保障需求，加大创新力度，加快发展，服务健康中国的能力和作用明显增强。</strong><span style="letter-spacing: 0px; line-height: 1.78; box-sizing: border-box;">一是大力发展商业健康保险，满足人民日益增长的保障需求。二是积极承办城乡居民大病保险，开创中国式医改的新途径。三是积极参与各类医保经办服务，着力服务社会治理能力现代化。四是响应国家扶贫开发战略，利用健康保险实现精准扶贫。五是探索服务医改新途径，不断助力医改深化。</span><br style="box-sizing: border-box;"></p><p style="box-sizing: border-box;"><span style="letter-spacing: 0px; line-height: 1.78; box-sizing: border-box;"><br style="box-sizing: border-box;"></span></p></section></section></section><section class="Powered-by-XIUMI V5" style=" box-sizing: border-box; " powered-by="xiumi.us"><section class="" style=" margin-top: 10px; margin-bottom: 10px; text-align: center;box-sizing: border-box; "><section class="" style="border-top-color: rgb(238, 34, 34); display: inline-block; border-top-width: 6px; border-top-style: solid; padding: 3px; font-size: 18px; box-sizing: border-box;"><p style="box-sizing: border-box;"><strong style="box-sizing: border-box;">我国商业健康险处于基础水平的低区位置 提升空间大</strong></p><p style="box-sizing: border-box;"><br style="box-sizing: border-box;"></p></section></section></section><section class="Powered-by-XIUMI V5" style=" box-sizing: border-box; " powered-by="xiumi.us"><section class="" style=" box-sizing: border-box; "><section class="" style="box-sizing: border-box;"><p style="box-sizing: border-box;"><span style="letter-spacing: 0px; line-height: 1.78; box-sizing: border-box;">近日，2017中国商业健康保险发展指数正式发布，这是我国首个商业健康保险发展的监测和评价指标。调研结果显示，</span><strong style="letter-spacing: 0px; line-height: 1.78; box-sizing: border-box;">我国商业健康保险发展指数为60.6，处于基础水平的低区位置，总体与中国经济社会发展阶段相适应，具有很大的提升空间。</strong><br style="box-sizing: border-box;"></p><p style="box-sizing: border-box;"><br style="box-sizing: border-box;"></p><p style="box-sizing: border-box;">中国保监会重大决策专家委员会委员、中保协副会长徐敬惠表示，本次指数调研发现，指数分值呈现从东到西、由南向北逐渐降低的趋势，基本与中国各地区GDP分布一致，这也印证了经济发展是健康保障发展的前提和基础。同时，外商独资/合资工作人群的得分最高，达到65.6，而个体工商户、无单位人群的得分最低，分别只有55.8和54.6，<strong style="box-sizing: border-box;">这表明个体工商户和无单位人群健康保障不足，还有较大的提升空间。</strong>值得注意的是，民营企业（61.7）低于事业单位（63.6）和国有企业（63.5），<strong style="box-sizing: border-box;">民营企业需要提升其健康保障水平。</strong>男性和女性得分均为60.6，但各有偏重，女性健康维度得分普遍高于男性，但保障维度得分偏弱。</p><p style="box-sizing: border-box;"> </p></section></section></section><section class="Powered-by-XIUMI V5" style=" box-sizing: border-box; " powered-by="xiumi.us"><p style=" text-align: center; margin-top: 10px; margin-bottom: 10px;box-sizing: border-box; "><img style="vertical-align: middle; box-sizing: border-box;" class="" src="http://www.csdn123.net/mydata/showimg.php?url=http://mmbiz.qpic.cn/mmbiz_png/5AOZsb7gZ3VpJdoib6VDcZxCY8XYhemFFxgutIFUmGkBmkRcf14cT8P4MTrusIWCOaNXb7iba38GAdIFnibes8TbQ/0?wx_fmt=png" data-ratio="0.6053719008264463" data-w="484" data-type="png"></p></section></section></div>
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