大病保险要马上买，它是一张"活"保单！希望所有的人都看看
<p><img class="rich_media_thumb" data-ratio="0.6578125" src="https://lymx.com.cn/source/plugin/csdn123_news/display_picture.php?url=http%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_jpg%2F3N3C8cb5TEzsz3ouUrnxLsUfa1890vAnpI2hObASFhrajUqsP7o0oAJ25M2coCjfRkeUTtjznoGianiaufVbAIJA%2F640%3Fwx_fmt%3Djpeg" data-type="jpeg" data-w="640" style="display: block;width: 670px;visibility: visible !important;"></p><section class="" title="718，更新于2016-06-20 10:41" style="margin: 5px auto;max-width: 100%;font-family: 微软雅黑, 宋体;font-size: 14px;line-height: normal;box-sizing: border-box !important;word-wrap: break-word !important;"><section class="" style="max-width: 100%;border-top: 3px solid rgb(214, 0, 74);box-sizing: border-box !important;word-wrap: break-word !important;"><section style="padding: 12px;max-width: 100%;border-right: 1px solid rgb(197, 200, 204);border-bottom: 1px solid rgb(197, 200, 204);border-left: 1px solid rgb(197, 200, 204);border-top-style: none;line-height: 30px;text-indent: 2em;border-bottom-left-radius: 10px;border-bottom-right-radius: 10px;box-shadow: rgba(0, 0, 0, 0.2) 2px 2px 5px;box-sizing: border-box !important;word-wrap: break-word !important;"><p style="margin-top: 5px;margin-bottom: 5px;max-width: 100%;min-height: 1em;box-sizing: border-box !important;word-wrap: break-word !important;"><span style="max-width: 100%;color: rgb(48, 53, 52);font-family: Helvetica, 黑体;font-size: 17px;line-height: 25px;text-align: justify;box-sizing: border-box !important;word-wrap: break-word !important;">买保险首选重疾险，要买就买50万，你的重疾险够50万了吗？50万只是起步，经济允许就买100万，请珍惜重疾险还没拒绝你的此时此刻。</span></p></section></section></section><blockquote style="padding: 10px 15px;max-width: 100%;border-width: 2px;line-height: 24px;font-family: 微软雅黑;border-radius: 5px;color: rgb(255, 255, 255);background-color: rgb(255, 0, 31);box-sizing: border-box !important;word-wrap: break-word !important;"><p style="max-width: 100%;min-height: 1em;text-align: center;box-sizing: border-box !important;word-wrap: break-word !important;"><strong style="max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;"><span style="max-width: 100%;font-size: 20px;box-sizing: border-box !important;word-wrap: break-word !important;">为什么要买大病保险？</span></strong></p></blockquote><p style="max-width: 100%;min-height: 1em;box-sizing: border-box !important;word-wrap: break-word !important;"><span data-filtered="filtered" style="max-width: 100%;line-height: 25.6px;background-color: rgb(250, 250, 239);box-sizing: border-box !important;word-wrap: break-word !important;"></span></p><p style="max-width: 100%;min-height: 1em;box-sizing: border-box !important;word-wrap: break-word !important;"><legend style="max-width: 100%;font-family: 宋体;font-size: medium;line-height: 24px;text-align: center;box-sizing: border-box !important;word-wrap: break-word !important;"><span style="max-width: 100%;color: rgb(171, 25, 66);box-sizing: border-box !important;word-wrap: break-word !important;"><strong style="max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;">1、它是一张“活”的保单。</strong></span></legend></p><p style="max-width: 100%;min-height: 1em;font-family: 宋体;font-size: medium;line-height: 24px;box-sizing: border-box !important;word-wrap: break-word !important;">与一般的寿险保单不同，重大疾病保险是一张活保单，它的生效并不在于生命的终结。相反，它是一张与投保人站在同一个阵线、共同对抗病魔的保单。投保人可以利用这笔理赔金，做最有效的治疗，这张保单将帮助投保人延续生命，争取有机会重新拥抱健康的人生。</p><p style="max-width: 100%;min-height: 1em;font-family: 宋体;font-size: medium;line-height: 24px;box-sizing: border-box !important;word-wrap: break-word !important;"><br data-filtered="filtered" style="max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;"></p><p style="max-width: 100%;min-height: 1em;font-family: 宋体;font-size: medium;line-height: 24px;box-sizing: border-box !important;word-wrap: break-word !important;"><span style="max-width: 100%;color: rgb(171, 25, 66);box-sizing: border-box !important;word-wrap: break-word !important;"><strong style="max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;">2、保障内容包括了多种重大疾病。</strong></span></p><p style="max-width: 100%;min-height: 1em;font-family: 宋体;font-size: medium;line-height: 24px;box-sizing: border-box !important;word-wrap: break-word !important;">根据资料显示，恶性肿瘤（癌症）、脑血管疾病（脑中风、瘫痪）、心脏疾病（导致心梗塞、冠状动脉旁路手术）、肾炎、慢性肾衰竭是导致死亡的主要原因。具体来说，全世界死亡人数中，66%的人死于重大疾病，30—45岁患上重大疾病的机率超过一半，而重大疾病保险正是承保这类发病率高的疾病。</p><p style="max-width: 100%;min-height: 1em;font-family: 宋体;font-size: medium;line-height: 24px;box-sizing: border-box !important;word-wrap: break-word !important;"><br data-filtered="filtered" style="max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;"></p><p style="max-width: 100%;min-height: 1em;font-family: 宋体;font-size: medium;line-height: 24px;box-sizing: border-box !important;word-wrap: break-word !important;"><span style="max-width: 100%;color: rgb(171, 25, 66);box-sizing: border-box !important;word-wrap: break-word !important;"><strong style="max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;">3、避免家庭经济崩溃。</strong></span></p><p style="max-width: 100%;min-height: 1em;font-family: 宋体;font-size: medium;line-height: 24px;box-sizing: border-box !important;word-wrap: break-word !important;">“辛辛苦苦几十年，一病回到解放前”。购买重大疾病保险，不仅让投保人可以安心接受治疗，更能避免家庭经济因为高额的医疗费而陷入困境。</p><p style="max-width: 100%;min-height: 1em;font-family: 宋体;font-size: medium;line-height: 24px;box-sizing: border-box !important;word-wrap: break-word !important;"><br data-filtered="filtered" style="max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;"></p><p style="max-width: 100%;min-height: 1em;font-family: 宋体;font-size: medium;line-height: 24px;box-sizing: border-box !important;word-wrap: break-word !important;"><span style="max-width: 100%;color: rgb(171, 25, 66);box-sizing: border-box !important;word-wrap: break-word !important;"><strong style="max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;">4、弥补社会保险的不足</strong></span></p><p style="max-width: 100%;min-height: 1em;font-family: 宋体;font-size: medium;line-height: 24px;box-sizing: border-box !important;word-wrap: break-word !important;">虽然很多人可以通过社保享有基本的医疗保障，但由于资源有限，仍有许多费用必须自费，例如指定用药、检查费差额等，这些都是社会保险不能报销的，重大疾病保险的理赔金正好可以弥补这些不足。</p><p style="max-width: 100%;min-height: 1em;font-family: 宋体;font-size: medium;line-height: 24px;box-sizing: border-box !important;word-wrap: break-word !important;"><br data-filtered="filtered" style="max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;"></p><p style="max-width: 100%;min-height: 1em;font-family: 宋体;font-size: medium;line-height: 24px;box-sizing: border-box !important;word-wrap: break-word !important;"><span style="max-width: 100%;color: rgb(171, 25, 66);box-sizing: border-box !important;word-wrap: break-word !important;"><strong style="max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;">5、让你有钱安心养病。</strong></span></p><p style="max-width: 100%;min-height: 1em;font-family: 宋体;font-size: medium;line-height: 24px;box-sizing: border-box !important;word-wrap: break-word !important;">一旦不幸患上重大疾病，除了病中治疗之外，还有病后疗养都需要钱。要应付这笔庞大的开支，让重大疾病保险来帮你。因为你只有照顾好自己，才能为个人和家庭创造更多的财富。</p><p style="max-width: 100%;min-height: 1em;box-sizing: border-box !important;word-wrap: break-word !important;"><span data-filtered="filtered" style="max-width: 100%;line-height: 25.6px;background-color: rgb(250, 250, 239);box-sizing: border-box !important;word-wrap: break-word !important;"></span></p><blockquote style="padding: 10px 15px;max-width: 100%;border-width: 2px;line-height: 24px;font-family: 微软雅黑;border-radius: 5px;color: rgb(255, 255, 255);background-color: rgb(255, 0, 31);box-sizing: border-box !important;word-wrap: break-word !important;"><p style="max-width: 100%;min-height: 1em;text-align: center;box-sizing: border-box !important;word-wrap: break-word !important;"><span style="max-width: 100%;font-size: 20px;box-sizing: border-box !important;word-wrap: break-word !important;"><strong style="max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;">大病保险是为防止你的生活被改变</strong></span></p></blockquote><p style="max-width: 100%;min-height: 1em;box-sizing: border-box !important;word-wrap: break-word !important;"><span data-filtered="filtered" style="max-width: 100%;line-height: 25.6px;background-color: rgb(250, 250, 239);box-sizing: border-box !important;word-wrap: break-word !important;"></span></p><p style="max-width: 100%;min-height: 1em;line-height: 25.6px;box-sizing: border-box !important;word-wrap: break-word !important;"><span style="max-width: 100%;color: rgb(32, 88, 103);box-sizing: border-box !important;word-wrap: break-word !important;">我们有一个数据，到去年年底，全国大病保险已经覆盖了城乡居民9.2亿人，加上基本医保经办机构承保了大概1.3亿人，目前大病保险已经在全国实现了全覆盖，有345万大病患者直接受益，报销额度普遍比原来提高了10-15个百分点。</span></p><p style="max-width: 100%;min-height: 1em;line-height: 25.6px;box-sizing: border-box !important;word-wrap: break-word !important;"><span style="max-width: 100%;color: rgb(32, 88, 103);box-sizing: border-box !important;word-wrap: break-word !important;"><br data-filtered="filtered" style="max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;"></span></p><p style="max-width: 100%;min-height: 1em;line-height: 25.6px;box-sizing: border-box !important;word-wrap: break-word !important;"><span style="max-width: 100%;color: rgb(32, 88, 103);box-sizing: border-box !important;word-wrap: break-word !important;">尤其是大病保险为贫困家庭带来了希望，比如说去年湖北通山县一位农村的小姑娘得了白血病，要骨髓移植，手术费一共花了100万，基本医保报销了10万元，大病保险给她报销了69万，报销额度就从原来的10%提高到了70%，从而避免了这个家庭因为大病陷入贫困。这是大病扶贫。</span></p><p style="max-width: 100%;min-height: 1em;line-height: 25.6px;box-sizing: border-box !important;word-wrap: break-word !important;"><span data-filtered="filtered" style="margin-top: 14px;margin-bottom: 14px;max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;"></span></p><p style="max-width: 100%;min-height: 1em;line-height: 25.6px;box-sizing: border-box !important;word-wrap: break-word !important;"><span style="max-width: 100%;color: rgb(32, 88, 103);box-sizing: border-box !important;word-wrap: break-word !important;">伴随着经济的快速发展，在严重的环境污染、激烈的社会竞争、频繁的社会应酬和不健康的生活方式的影响下，恶性疾病的发病率越来越高，罹患重大疾病的发病年龄越来越低。</span></p><p style="max-width: 100%;min-height: 1em;line-height: 25.6px;box-sizing: border-box !important;word-wrap: break-word !important;"><span style="max-width: 100%;color: rgb(32, 88, 103);box-sizing: border-box !important;word-wrap: break-word !important;"><br data-filtered="filtered" style="max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;"></span></p><h2 style="max-width: 100%;line-height: 25.6px;box-sizing: border-box !important;word-wrap: break-word !important;"><span style="max-width: 100%;color: rgb(32, 88, 103);box-sizing: border-box !important;word-wrap: break-word !important;">每天都有无数的人在买保险，因为他们相信风险不挑人，贫富一场病的道理。所以每天也都有家庭因为曾经做出过的这一个明智之举，获得了保险的庇护，在风险来临时，能从容应对，不至于倾家荡产。<strong style="max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;"><span style="max-width: 100%;color: rgb(192, 0, 0);box-sizing: border-box !important;word-wrap: break-word !important;">疾病，无论你多么讨厌它，每天都在发生，保险，你买不买，它都会慢慢普及...</span></strong></span></h2><p style="max-width: 100%;min-height: 1em;box-sizing: border-box !important;word-wrap: break-word !important;"><br data-filtered="filtered" style="max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;"></p><p style="max-width: 100%;min-height: 1em;line-height: 25.6px;box-sizing: border-box !important;word-wrap: break-word !important;"><span style="max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;"><strong style="max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;"><span style="max-width: 100%;color: rgb(192, 0, 0);font-size: 15px;box-sizing: border-box !important;word-wrap: break-word !important;">所以，趁还来得及，备份重疾险吧，因为它是转移疾病风险的最佳手段，是急用的现金，是病后疗养生活的资金保证，是提高治疗标准的经济保证，是弥补自己和家人收入损失的保证，是对家人爱和责任的体现！</span></strong></span></p>
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