保险论坛 发表于 2018-5-25 10:19:10

康宁嘉保系列沟通话术(3)

<p style="max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-size: 17px; letter-spacing: 0.544px; text-align: center; box-sizing: border-box !important;"><strong style="max-width: 100%; box-sizing: border-box !important;"><span style="max-width: 100%; font-size: 19px; box-sizing: border-box !important;"><font face="微软雅黑">讲解环节</font></span></strong></p><p style="max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-size: 17px; letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important;"><strong style="max-width: 100%; box-sizing: border-box !important;"><span style="max-width: 100%; font-size: 16px; box-sizing: border-box !important;"><font face="微软雅黑">产品背景及具体沟通话术示例</font></span></strong></p><p style="max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-size: 17px; letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important;"><span style="max-width: 100%; font-size: 16px; box-sizing: border-box !important;"><font face="微软雅黑">&nbsp;</font></span></p><p style="max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-size: 17px; letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important;"><font face="微软雅黑"><span style="max-width: 100%; color: rgb(2, 30, 170); box-sizing: border-box !important;"><strong style="max-width: 100%; box-sizing: border-box !important;"><span style="max-width: 100%; font-size: 16px; box-sizing: border-box !important;">客户</span></strong></span><span style="max-width: 100%; font-size: 16px; box-sizing: border-box !important;">:那你们这个升级具体是怎么升的,你和我讲一讲?</span></font></p><p style="max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-size: 17px; letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important;"><span style="max-width: 100%; font-size: 16px; box-sizing: border-box !important;"><font face="微软雅黑">&nbsp;</font></span></p><p style="max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-size: 17px; letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important;"><span style="max-width: 100%; color: rgb(2, 30, 170); box-sizing: border-box !important;"><strong style="max-width: 100%; box-sizing: border-box !important;"><span style="max-width: 100%; font-size: 16px; box-sizing: border-box !important;"><font face="微软雅黑">销售伙伴:</font></span></strong></span></p><p style="max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-size: 17px; letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important;"><span style="max-width: 100%; font-size: 16px; box-sizing: border-box !important;"><font face="微软雅黑">&nbsp;</font></span></p><p style="max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-size: 17px; letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important;"><span style="max-width: 100%; font-size: 16px; box-sizing: border-box !important;"><font face="微软雅黑">好的。我们这次升级是专门针对您之前持有的康宁系列老保单的,这些健康险保单普遍都是几年甚至十几年前您就购买的,当时保的额度一般都是十几万,不是非常高,病种最多40种,一般有发生重疾时,只会赔付一次。</font></span></p><p style="max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-size: 17px; letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important;"><span style="max-width: 100%; font-size: 16px; box-sizing: border-box !important;"><font face="微软雅黑">&nbsp;</font></span></p><p style="max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-size: 17px; letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important;"><span style="max-width: 100%; color: rgb(2, 30, 170); box-sizing: border-box !important;"><strong style="max-width: 100%; box-sizing: border-box !important;"><span style="max-width: 100%; font-size: 16px; box-sizing: border-box !important;"><font face="微软雅黑">销售伙伴:</font></span></strong></span></p><p style="max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-size: 17px; letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important;"><span style="max-width: 100%; font-size: 16px; box-sizing: border-box !important;"><font face="微软雅黑">&nbsp;</font></span></p><p style="max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-size: 17px; letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important;"><font face="微软雅黑"><span style="max-width: 100%; font-size: 16px; box-sizing: border-box !important;">这次我们公司推出一款新设计的,专门配套老康宁系列保单升级的产品,叫做康宁嘉保。您可以将这个产品附加在原来的老康宁保单上,这样您的健康保障就可以做一个大幅的升级,您保障的病种会在原来的基础上再增加四十种,赔付次数会增加一次,总体的保额也至少可以增加一倍!关键是,康宁嘉保这款升级产品,</span><span style="max-width: 100%; font-size: 16px; color: rgb(255, 41, 65); box-sizing: border-box !important;"><strong style="max-width: 100%; box-sizing: border-box !important;">它的性价比非常高,费率及其优惠,您每年只需增加约10%的费用,大概一个月几十块钱,病种、保额、赔付次数就可以翻番!</strong></span></font></p><p style="max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-size: 17px; letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important;"><span style="max-width: 100%; font-size: 16px; box-sizing: border-box !important;"><font face="微软雅黑">&nbsp;</font></span></p><p style="max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-size: 17px; letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important;"><span style="max-width: 100%; color: rgb(2, 30, 170); box-sizing: border-box !important;"><strong style="max-width: 100%; box-sizing: border-box !important;"><span style="max-width: 100%; font-size: 16px; box-sizing: border-box !important;"><font face="微软雅黑">销售伙伴:</font></span></strong></span></p><p style="max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-size: 17px; letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important;"><span style="max-width: 100%; font-size: 16px; box-sizing: border-box !important;"><font face="微软雅黑">&nbsp;</font></span></p><p style="max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-size: 17px; letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important;"><font face="微软雅黑"><span style="max-width: 100%; font-size: 16px; box-sizing: border-box !important;">给您举个例子,比如,您以前在我们公司购买的康宁终身(2012)版保险,每年缴费是4800块钱,保障的额度是20万、病种是40种、患重疾了可以理赔一次,那这次您可以匹配我们的康宁嘉保,给原来的保障做一个升级,每年新增的保费大约在480元左右(注:具体以国寿e店计划书为准),但您的总体保障就可以由原来40种重疾增加至80种,赔付次数增加至两次,总体保额其实也从20万变成了40万(注:两次独立赔付,每次20w,合计40w),</span><span style="max-width: 100%; font-size: 16px; color: rgb(255, 41, 65); box-sizing: border-box !important;"><strong style="max-width: 100%; box-sizing: border-box !important;">每年增加几百块,每月几十块钱,也就是一包香烟的支出,保障额度就可以增加几十万、赔付次数与保障病种大幅提升!所以超级划算!</strong></span></font></p><p style="max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-size: 17px; letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important;"><span style="max-width: 100%; font-size: 16px; box-sizing: border-box !important;"><font face="微软雅黑">&nbsp;</font></span></p><p style="max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-size: 17px; letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important;"><span style="max-width: 100%; font-size: 16px; box-sizing: border-box !important;"><font face="微软雅黑">同时还有一个好消息要告诉您,作为老客户您知道,以前很多客户想增加健康保障,很多时候都是需要抽体检或生调的,体检不过的话,想增加都不行!这次升级,我们公司不体检、不生调,确保<strong style="max-width: 100%; box-sizing: border-box !important;"><span style="max-width: 100%; color: red; box-sizing: border-box !important;">目前保单都处于正常状态的大家</span></strong>都可以百分之百升级!</font></span></p><p style="max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-size: 17px; letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important;"><span style="max-width: 100%; font-size: 16px; box-sizing: border-box !important;"><font face="微软雅黑">&nbsp;</font></span></p><p style="max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-size: 17px; letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important;"><span style="max-width: 100%; color: rgb(2, 30, 170); box-sizing: border-box !important;"><strong style="max-width: 100%; box-sizing: border-box !important;"><span style="max-width: 100%; font-size: 16px; box-sizing: border-box !important;"><font face="微软雅黑">销售伙伴:</font></span></strong></span></p><p style="max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-size: 17px; letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important;"><span style="max-width: 100%; font-size: 16px; box-sizing: border-box !important;"><font face="微软雅黑">&nbsp;</font></span></p><p style="max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-size: 17px; letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important;"><font face="微软雅黑"><span style="max-width: 100%; font-size: 16px; box-sizing: border-box !important;">这次特惠升级,也不是所有人都可以参加的,康宁嘉保这个产品,只针对您这种多年相伴的拥有我们公司老款康宁的老客户,才能用最优惠的费率做全面的升级,是公司的一次专门的回馈活动!</span><span style="max-width: 100%; font-size: 16px; color: rgb(255, 41, 65); box-sizing: border-box !important;"><strong style="max-width: 100%; box-sizing: border-box !important;">其他人无法享受升级权益!</strong></span></font></p><p style="max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-size: 17px; letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important;"><span style="max-width: 100%; font-size: 16px; box-sizing: border-box !important;"><font face="微软雅黑">&nbsp;</font></span></p><p style="max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-size: 17px; letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important;"><span style="max-width: 100%; color: rgb(2, 30, 170); box-sizing: border-box !important;"><strong style="max-width: 100%; box-sizing: border-box !important;"><span style="max-width: 100%; font-size: 16px; box-sizing: border-box !important;"><font face="微软雅黑">销售伙伴:</font></span></strong></span></p><p style="max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-size: 17px; letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important;"><span style="max-width: 100%; font-size: 16px; box-sizing: border-box !important;"><font face="微软雅黑">&nbsp;</font></span></p><p style="max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-size: 17px; letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important;"><span style="max-width: 100%; font-size: 16px; box-sizing: border-box !important;"><font face="微软雅黑">我们公司内部的员工得知这个消息都兴奋不已,说自己等了这么多年,这么多对未来健康保障的焦虑,终于得到完美解决了。所以都第一时间自己就升级了,我自己的老康宁保单也都升级了!给您看一下……</font></span></p><p style="max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-size: 17px; letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important;"><span style="max-width: 100%; font-size: 16px; box-sizing: border-box !important;"><font face="微软雅黑">&nbsp;</font></span></p><p style="max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-size: 17px; letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important;"><span style="max-width: 100%; color: rgb(2, 30, 170); box-sizing: border-box !important;"><strong style="max-width: 100%; box-sizing: border-box !important;"><span style="max-width: 100%; font-size: 16px; box-sizing: border-box !important;"><font face="微软雅黑">销售伙伴:</font></span></strong></span></p><p style="max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-size: 17px; letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important;"><span style="max-width: 100%; font-size: 16px; box-sizing: border-box !important;"><font face="微软雅黑">&nbsp;</font></span></p><p style="max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-size: 17px; letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important;"><font face="微软雅黑"><span style="max-width: 100%; font-size: 16px; box-sizing: border-box !important;">这次我们公司也考虑的非常周到,您到底能够升级多少,我们公司在后台系统早就算出来了。</span><span style="max-width: 100%; font-size: 16px; color: rgb(255, 41, 65); box-sizing: border-box !important;"><strong style="max-width: 100%; box-sizing: border-box !important;">国家在搞最多跑一次便利老百姓的服务改革,我们公司也要求我们最多见客户一次,就要顺利完成全部升级</strong></span><span style="max-width: 100%; font-size: 16px; box-sizing: border-box !important;">!</span></font></p><p style="max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-size: 17px; letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important;"><span style="max-width: 100%; font-size: 16px; box-sizing: border-box !important;"><font face="微软雅黑">&nbsp;</font></span></p><p style="max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-size: 17px; letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important;"><span style="max-width: 100%; font-size: 16px; box-sizing: border-box !important;"><font face="微软雅黑">(拿出手机,登录云助理,点击:机制化营销——业务生产线——加多保——康宁客户,查看被保险人最多可以购买康宁嘉保的额度,按照满额原则进行推荐。<strong style="max-width: 100%; box-sizing: border-box !important;">请注意:不同省份,在云助理上的设置可能有差异。</strong>)</font></span></p><p style="max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-size: 17px; letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important;"><span style="max-width: 100%; font-size: 16px; box-sizing: border-box !important;"><font face="微软雅黑">&nbsp;</font></span></p><p style="max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-size: 17px; letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important;"><strong style="max-width: 100%; box-sizing: border-box !important;"><span style="max-width: 100%; font-size: 16px; box-sizing: border-box !important;"><font face="微软雅黑">销售伙伴:</font></span></strong></p><p style="max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-size: 17px; letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important;"><span style="max-width: 100%; font-size: 16px; box-sizing: border-box !important;"><font face="微软雅黑">&nbsp;</font></span></p><p style="max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-size: 17px; letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important;"><font face="微软雅黑"><span style="max-width: 100%; font-size: 16px; box-sizing: border-box !important;">还有,除了您自己的康宁系列保险之外,您家里的其他人如果也都拥有康宁老保单,也都可以升级,</span><span style="max-width: 100%; font-size: 16px; color: rgb(255, 41, 65); box-sizing: border-box !important;"><strong style="max-width: 100%; box-sizing: border-box !important;">我给您看看您家人的升级额度情况</strong></span><span style="max-width: 100%; font-size: 16px; box-sizing: border-box !important;">。(登录云助理,点击:机制化营销——业务生产线——加多保——康宁客户,点击某位客户,查看详情,查看最下方投保人额度,或者单独查看某位客户的可升级额度即可。)</span></font></p><p style="max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-size: 17px; letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important;"><span style="max-width: 100%; font-size: 16px; box-sizing: border-box !important;"><font face="微软雅黑">&nbsp;</font></span></p><p style="max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-size: 17px; letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important;"><strong style="max-width: 100%; box-sizing: border-box !important;"><span style="max-width: 100%; font-size: 16px; box-sizing: border-box !important;"><font face="微软雅黑">销售伙伴:</font></span></strong></p><p style="max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-size: 17px; letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important;"><span style="max-width: 100%; font-size: 16px; box-sizing: border-box !important;"><font face="微软雅黑">&nbsp;</font></span></p><p style="max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-size: 17px; letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important;"><font face="微软雅黑"><span style="max-width: 100%; font-size: 16px; box-sizing: border-box !important;">最后,还有个消息要告诉您!这次</span><span style="max-width: 100%; font-size: 16px; color: rgb(255, 41, 65); box-sizing: border-box !important;"><strong style="max-width: 100%; box-sizing: border-box !important;">我们的特惠升级活动,除了回馈老客户之外,也要回馈社会,是一个大型的公益活动</strong></span><span style="max-width: 100%; font-size: 16px; box-sizing: border-box !important;">!每有一位客户选择升级自己的保障,我们公司就会给省妇女儿童基金会捐赠3元钱,帮助贫困地区的妇女、儿童过上更好的生活!您今天选择一家三口都升级,我们公司就会捐赠9元钱!全省向您这样的客户我们公司有400多万,最后我们会捐赠出数千万元!在此,我也</span><span style="max-width: 100%; font-size: 16px; color: rgb(255, 41, 65); box-sizing: border-box !important;"><strong style="max-width: 100%; box-sizing: border-box !important;">代表公司感谢您的善举,好人一生幸福!</strong></span></font></p><p style="max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-size: 17px; letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important;"><span style="max-width: 100%; font-size: 16px; box-sizing: border-box !important;"><font face="微软雅黑"><br style="max-width: 100%; box-sizing: border-box !important;"></font></span></p><p style="max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-size: 17px; letter-spacing: 0.544px; text-align: justify; box-sizing: border-box !important;"><strong style="max-width: 100%; box-sizing: border-box !important;"><span style="max-width: 100%; font-size: 16px; box-sizing: border-box !important;"><font face="微软雅黑">少量,多练,掌握,应用。</font></span></strong></p><div><strong style="max-width: 100%; box-sizing: border-box !important;"><span style="max-width: 100%; font-size: 16px; font-family: 仿宋; box-sizing: border-box !important;"><br></span></strong></div><p></p>
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