设计重大疾病保险的初衷是什么？
<p style="font-size: 16px;white-space: normal;color: rgb(62, 62, 62);widows: 1;background-color: rgb(255, 255, 255);">我们需要重疾险，不是因为我们会离去，</p><p style="font-size: 16px;white-space: normal;color: rgb(62, 62, 62);widows: 1;background-color: rgb(255, 255, 255);">而是因为想好好活。</p><p style="font-size: 16px;white-space: normal;color: rgb(62, 62, 62);widows: 1;background-color: rgb(255, 255, 255);">有很多得了重病的人，他们虽然活着，</p><p style="font-size: 16px;white-space: normal;color: rgb(62, 62, 62);widows: 1;background-color: rgb(255, 255, 255);">可在财务上已经死了！</p><p style="font-size: 16px;white-space: normal;color: rgb(62, 62, 62);widows: 1;background-color: rgb(255, 255, 255);"><br></p><section class="_135editor" data-tools="135编辑器" data-id="89071" style="font-size: 16px;white-space: normal;color: rgb(62, 62, 62);widows: 1;background-color: rgb(255, 255, 255);"><section class="135brush layout"><p style="text-align: center; color: rgb(148, 149, 156); font-size: 14px; max-width: 100%; box-sizing: border-box; min-height: 1em; word-wrap: break-word !important;"><span style="max-width: 100%;color: rgb(0, 0, 0);box-sizing: border-box !important;word-wrap: break-word !important;">——重疾创始人 Dr.Barnard</span></p></section></section><section class="" powered-by="xiumi.us" style="font-size: 16px;white-space: normal;max-width: 100%;box-sizing: border-box;color: rgb(62, 62, 62);line-height: 25.6px;widows: 1;background-color: rgb(255, 255, 255);word-wrap: break-word !important;"><section class="" style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;"><section class="" style="max-width: 100%;box-sizing: border-box;display: inline-block;vertical-align: top;width: 375.188px;word-wrap: break-word !important;"><section class="" powered-by="xiumi.us" style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;"><section class="" style="margin-top: 5px;margin-bottom: 5px;max-width: 100%;box-sizing: border-box;transform: translate3d(0px, 0px, 0px);word-wrap: break-word !important;"><section class=""><section class="" style="max-width: 100%;box-sizing: border-box;display: inline-block;vertical-align: top;width: 375.188px;word-wrap: break-word !important;"></section><section class="" style="text-align: center;"><br></section><section class="" style="text-align: center;"><img class="" data-ratio="0.5464481" src="https://lymx.com.cn/source/plugin/csdn123_news/display_picture.php?url=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_jpg%2FooBLtYPQdSWiatjiaaK44CATz4h7g5viatv0gFI6ibwu4zPaTQ8dr9Z9jozeoLtUUNDibDRiaymeQjdV6n8jMAaPxHMA%2F640%3Fwx_fmt%3Djpeg" data-type="jpeg" data-w="549" width="95%" data-backw="367" data-backh="201" style="box-sizing: border-box;border-width: 4px;border-style: solid;border-color: white;box-shadow: rgb(102, 102, 102) 2.82843px 2.82843px 8px;width: 375.176px;word-wrap: break-word !important;visibility: visible !important;"><br></section><p style="text-align: center;"><br></p></section></section></section></section></section></section><section class="" powered-by="xiumi.us" style="font-size: 16px;white-space: normal;max-width: 100%;box-sizing: border-box;color: rgb(62, 62, 62);line-height: 25.6px;widows: 1;background-color: rgb(255, 255, 255);word-wrap: break-word !important;"><section class="" style="margin-top: 10px;max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;"><section class="" style="padding-right: 20px;padding-left: 20px;max-width: 100%;box-sizing: border-box;font-size: 14px;text-align: justify;line-height: 1.9;letter-spacing: 1px;color: rgb(138, 138, 138);word-wrap: break-word !important;"><p style="max-width: 100%;box-sizing: border-box;min-height: 1em;word-wrap: break-word !important;"><span style="max-width: 100%;color: rgb(0, 0, 0);box-sizing: border-box !important;word-wrap: break-word !important;">我来自南非，我是一名心脏外科医生，我从事医生这个职业已经超过50年了；我还曾担任过南非国会众议院议员长达9年时间；后来，我从1983年起开始从事重大疾病保险业务，到现在也已经有22年了。</span></p></section></section></section><section class="" powered-by="xiumi.us" style="font-size: 16px;white-space: normal;max-width: 100%;box-sizing: border-box;color: rgb(62, 62, 62);line-height: 25.6px;widows: 1;background-color: rgb(255, 255, 255);word-wrap: break-word !important;"><section class="" style="margin-top: 10px;max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;"><section class="" style="padding-right: 20px;padding-left: 20px;max-width: 100%;box-sizing: border-box;text-align: justify;font-size: 14px;line-height: 1.9;letter-spacing: 1px;color: rgb(138, 127, 125);word-wrap: break-word !important;"><p style="max-width: 100%;box-sizing: border-box;min-height: 1em;word-wrap: break-word !important;"><span style="max-width: 100%;color: rgb(122, 61, 144);box-sizing: border-box !important;word-wrap: break-word !important;"><strong style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;">谈谈我当初设计重大疾病保险的初衷吧：</strong></span></p></section></section></section><section class="" powered-by="xiumi.us" style="font-size: 16px;white-space: normal;max-width: 100%;box-sizing: border-box;color: rgb(62, 62, 62);line-height: 25.6px;widows: 1;background-color: rgb(255, 255, 255);word-wrap: break-word !important;"><section class="" style="margin-top: 10px;max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;"><section class="" style="padding-right: 20px;padding-left: 20px;max-width: 100%;box-sizing: border-box;font-size: 14px;text-align: justify;line-height: 1.9;letter-spacing: 1px;color: rgb(138, 138, 138);word-wrap: break-word !important;"><p style="max-width: 100%;box-sizing: border-box;min-height: 1em;word-wrap: break-word !important;"><span style="max-width: 100%;color: rgb(0, 0, 0);box-sizing: border-box !important;word-wrap: break-word !important;">我的一个病人，她是一位34岁的女士，这位女士有自己的事业，离过婚，还带着两个孩子。我们在她的肺部发现了癌细胞。通过手术，我们切除了癌细胞肿块，接下来两年，这位女士回去依旧工作，在此期间，她的癌细胞向另一片肺叶转移。</span></p></section></section></section><section class="" powered-by="xiumi.us" style="font-size: 16px;white-space: normal;max-width: 100%;box-sizing: border-box;color: rgb(62, 62, 62);line-height: 25.6px;widows: 1;background-color: rgb(255, 255, 255);word-wrap: break-word !important;"><section class="" style="margin-top: 10px;max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;"><section class="" style="padding-right: 20px;padding-left: 20px;max-width: 100%;box-sizing: border-box;font-size: 14px;text-align: justify;line-height: 1.9;letter-spacing: 1px;color: rgb(138, 138, 138);word-wrap: break-word !important;"><p style="max-width: 100%;box-sizing: border-box;min-height: 1em;word-wrap: break-word !important;"><span style="max-width: 100%;color: rgb(0, 0, 0);box-sizing: border-box !important;word-wrap: break-word !important;">两年后，她再一次来到我的诊所，从她的眼神中，我再一次感受到了死亡的讯息。她呼吸急迫，脸色苍白毫无血色，眼神中布满了对死亡的恐惧。</span></p></section></section></section><section class="" powered-by="xiumi.us" style="font-size: 16px;white-space: normal;max-width: 100%;box-sizing: border-box;color: rgb(62, 62, 62);line-height: 25.6px;widows: 1;background-color: rgb(255, 255, 255);word-wrap: break-word !important;"><section class="" style="margin-top: 10px;max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;"><section class="" style="padding-right: 20px;padding-left: 20px;max-width: 100%;box-sizing: border-box;font-size: 14px;text-align: justify;line-height: 1.9;letter-spacing: 1px;color: rgb(138, 138, 138);word-wrap: break-word !important;"><p style="max-width: 100%;box-sizing: border-box;min-height: 1em;word-wrap: break-word !important;"><span style="max-width: 100%;color: rgb(0, 0, 0);box-sizing: border-box !important;word-wrap: break-word !important;">她还在工作，她需要为孩子们留下积蓄，为他们赚足汽油费，房租还有教育基金。两个月后，她去世了。她生前购买的人寿保险获得了赔偿。为什么？</span><span style="max-width: 100%;color: rgb(122, 61, 144);box-sizing: border-box !important;word-wrap: break-word !important;"><strong style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;">为了照顾她的孩子们，为了给他们更多的保障。</strong></span></p></section></section></section><section class="" powered-by="xiumi.us" style="font-size: 16px;white-space: normal;max-width: 100%;box-sizing: border-box;color: rgb(62, 62, 62);line-height: 25.6px;widows: 1;background-color: rgb(255, 255, 255);word-wrap: break-word !important;"><section class="" style="margin-top: 10px;max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;"><section class="" style="padding-right: 20px;padding-left: 20px;max-width: 100%;box-sizing: border-box;font-size: 14px;text-align: justify;line-height: 1.9;letter-spacing: 1px;color: rgb(138, 138, 138);word-wrap: break-word !important;"><p style="max-width: 100%;box-sizing: border-box;min-height: 1em;word-wrap: break-word !important;"><span style="max-width: 100%;color: rgb(0, 0, 0);box-sizing: border-box !important;word-wrap: break-word !important;">我们失去了她，她本可以在确诊后和孩子们分享更多的时间，可是她却需要挣更多的钱。</span></p></section></section></section><section class="" powered-by="xiumi.us" style="font-size: 16px;white-space: normal;max-width: 100%;box-sizing: border-box;color: rgb(62, 62, 62);line-height: 25.6px;widows: 1;background-color: rgb(255, 255, 255);word-wrap: break-word !important;"><section class="" style="margin-top: 10px;max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;"><section class="" style="padding-right: 20px;padding-left: 20px;max-width: 100%;box-sizing: border-box;text-align: justify;font-size: 14px;line-height: 1.9;letter-spacing: 1px;color: rgb(160, 160, 160);word-wrap: break-word !important;"><p style="max-width: 100%;box-sizing: border-box;min-height: 1em;word-wrap: break-word !important;"><span style="max-width: 100%;color: rgb(0, 0, 0);box-sizing: border-box !important;word-wrap: break-word !important;">这些使我陷入了沉思，我还能举出上百个这样的例子，</span><span style="max-width: 100%;color: rgb(122, 61, 144);box-sizing: border-box !important;word-wrap: break-word !important;"><strong style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;">他们确诊之后获得了治疗，活了下来，可是他们在财务上却“死”了。</strong></span><span style="max-width: 100%;color: rgb(0, 0, 0);box-sizing: border-box !important;word-wrap: break-word !important;">这就是我们越来越需要面对的难题。</span></p></section></section></section><section class="" powered-by="xiumi.us" style="font-size: 16px;white-space: normal;max-width: 100%;box-sizing: border-box;color: rgb(62, 62, 62);line-height: 25.6px;widows: 1;background-color: rgb(255, 255, 255);word-wrap: break-word !important;"><section class="" style="margin-top: 0.5em;margin-bottom: 0.5em;padding-right: 0.5em;padding-left: 0.5em;max-width: 100%;box-sizing: border-box;text-align: center;word-wrap: break-word !important;"><img class="" data-ratio="0.704" src="https://lymx.com.cn/source/plugin/csdn123_news/display_picture.php?url=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_jpg%2FooBLtYPQdSWiatjiaaK44CATz4h7g5viatvE0B6zsRaHdSm9ovPIP8NNfgJ8tktz5WcA8SFj89GPT06eJ87Eiccevw%2F640%3Fwx_fmt%3Djpeg" data-type="jpeg" data-w="500" width="95%" style="box-sizing: border-box;border-width: 4px;border-style: solid;border-color: white;box-shadow: rgb(102, 102, 102) 2.12132px 2.12132px 8px;background-color: rgb(238, 237, 235);background-size: 22px;background-position: 50% 50%;background-repeat: no-repeat;word-wrap: break-word !important;visibility: visible !important;width: 430.344px !important;"></section></section><section class="" powered-by="xiumi.us" style="font-size: 16px;white-space: normal;max-width: 100%;box-sizing: border-box;color: rgb(62, 62, 62);line-height: 25.6px;widows: 1;background-color: rgb(255, 255, 255);word-wrap: break-word !important;"><section class="" style="margin-top: 10px;max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;"><section class="" style="padding-right: 20px;padding-left: 20px;max-width: 100%;box-sizing: border-box;text-align: justify;font-size: 14px;line-height: 1.9;letter-spacing: 1px;color: rgb(160, 160, 160);word-wrap: break-word !important;"><p style="max-width: 100%;box-sizing: border-box;min-height: 1em;word-wrap: break-word !important;"><span style="max-width: 100%;color: rgb(0, 0, 0);box-sizing: border-box !important;word-wrap: break-word !important;">这件事深深的触动了我，</span><span style="max-width: 100%;color: rgb(0, 0, 0);box-sizing: border-box !important;word-wrap: break-word !important;">作为医生我可以救治病人，</span><span style="max-width: 100%;color: rgb(122, 61, 144);box-sizing: border-box !important;word-wrap: break-word !important;"><strong style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;">甚至可以延迟和挽救病患的生命，</strong></span><span style="max-width: 100%;color: rgb(0, 0, 0);box-sizing: border-box !important;word-wrap: break-word !important;">可我却不能解决病患因为缺钱而放弃治疗。</span></p></section></section></section><section class="" powered-by="xiumi.us" style="font-size: 16px;white-space: normal;max-width: 100%;box-sizing: border-box;color: rgb(62, 62, 62);line-height: 25.6px;widows: 1;background-color: rgb(255, 255, 255);word-wrap: break-word !important;"><section class="" style="margin-top: 10px;max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;"><section class="" style="padding-right: 20px;padding-left: 20px;max-width: 100%;box-sizing: border-box;text-align: justify;font-size: 14px;line-height: 1.9;letter-spacing: 1px;color: rgb(160, 160, 160);word-wrap: break-word !important;"><p style="max-width: 100%;box-sizing: border-box;min-height: 1em;word-wrap: break-word !important;"><span style="max-width: 100%;color: rgb(0, 0, 0);box-sizing: border-box !important;word-wrap: break-word !important;">因此，我当时就产生了设计一</span><span style="max-width: 100%;color: rgb(122, 61, 144);box-sizing: border-box !important;word-wrap: break-word !important;"><strong style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;"></strong></span><span style="max-width: 100%;color: rgb(0, 0, 0);box-sizing: border-box !important;word-wrap: break-word !important;">种保险产品，</span><span style="max-width: 100%;color: rgb(122, 61, 144);box-sizing: border-box !important;word-wrap: break-word !important;"><strong style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;">它能够解决病人在被确诊重大疾病的时候能够获得一笔保险金来作为治病的费用，而不是到身故以后才获得赔偿，</strong></span><span style="max-width: 100%;color: rgb(0, 0, 0);box-sizing: border-box !important;word-wrap: break-word !important;">那样对于病人治病无济于事。</span></p></section></section></section><section class="" powered-by="xiumi.us" style="font-size: 16px;white-space: normal;max-width: 100%;box-sizing: border-box;color: rgb(62, 62, 62);line-height: 25.6px;widows: 1;background-color: rgb(255, 255, 255);word-wrap: break-word !important;"><section class="" style="margin-top: 10px;max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;"><section class="" style="padding-right: 20px;padding-left: 20px;max-width: 100%;box-sizing: border-box;text-align: justify;font-size: 14px;line-height: 1.9;letter-spacing: 1px;color: rgb(160, 160, 160);word-wrap: break-word !important;"><p style="max-width: 100%;box-sizing: border-box;min-height: 1em;word-wrap: break-word !important;"><span style="max-width: 100%;color: rgb(0, 0, 0);box-sizing: border-box !important;word-wrap: break-word !important;">我们来看一些数据</span>。</p></section></section></section><section class="" powered-by="xiumi.us" style="font-size: 16px;white-space: normal;max-width: 100%;box-sizing: border-box;color: rgb(62, 62, 62);line-height: 25.6px;widows: 1;background-color: rgb(255, 255, 255);word-wrap: break-word !important;"><section class="" style="margin-top: 10px;max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;"><section class="" style="padding-right: 20px;padding-left: 20px;max-width: 100%;box-sizing: border-box;text-align: justify;font-size: 14px;line-height: 1.9;letter-spacing: 1px;color: rgb(138, 127, 125);word-wrap: break-word !important;"><p style="max-width: 100%;box-sizing: border-box;min-height: 1em;word-wrap: break-word !important;"><span style="max-width: 100%;color: rgb(122, 61, 144);box-sizing: border-box !important;word-wrap: break-word !important;"><strong style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;">今天，有80%甚至更多的心脏病人在送往医院后会得以幸存，并且有50%的人还可能存活13年或者更久。</strong></span></p><p style="max-width: 100%;box-sizing: border-box;min-height: 1em;word-wrap: break-word !important;"><br style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;"></p><p style="max-width: 100%;box-sizing: border-box;min-height: 1em;word-wrap: break-word !important;"><span style="max-width: 100%;color: rgb(122, 61, 144);box-sizing: border-box !important;word-wrap: break-word !important;"><strong style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;">女性患上乳腺癌的可能性是8%，而在患乳腺癌的女性中，80%有希望活下来。1950年，每100位中风患者中只会有11位得以幸存，而今天的存活率高达70%。</strong></span></p><p style="max-width: 100%;box-sizing: border-box;min-height: 1em;word-wrap: break-word !important;"><br style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;"></p><p style="max-width: 100%;box-sizing: border-box;min-height: 1em;word-wrap: break-word !important;"><span style="max-width: 100%;color: rgb(122, 61, 144);box-sizing: border-box !important;word-wrap: break-word !important;"><strong style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;">中风通常不是致命的，但它会使人丧失能力，在中风患者中只有10%的人完全恢复了健康，而有53%的患者今后的生活需要完全依赖他人。</strong></span></p></section></section></section><section class="" powered-by="xiumi.us" style="font-size: 16px;white-space: normal;max-width: 100%;box-sizing: border-box;color: rgb(62, 62, 62);line-height: 25.6px;widows: 1;background-color: rgb(255, 255, 255);word-wrap: break-word !important;"><section class="" style="margin-top: 10px;max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;"><section class="" style="padding-right: 20px;padding-left: 20px;max-width: 100%;box-sizing: border-box;font-size: 14px;text-align: justify;line-height: 1.9;letter-spacing: 1px;color: rgb(138, 138, 138);word-wrap: break-word !important;"><p style="max-width: 100%;box-sizing: border-box;min-height: 1em;word-wrap: break-word !important;"><span style="max-width: 100%;color: rgb(0, 0, 0);box-sizing: border-box !important;word-wrap: break-word !important;">这些意味着什么呢？这意味着整个家庭都要背负起照顾他的重担。要是他的太太是名职业女性，那么她将不得不放弃工作来照顾他；而没有了工作，也就没有了任何收入，这些昂贵的医疗账单由谁来负担呢？</span></p></section></section></section><section class="" powered-by="xiumi.us" style="font-size: 16px;white-space: normal;max-width: 100%;box-sizing: border-box;color: rgb(62, 62, 62);line-height: 25.6px;widows: 1;background-color: rgb(255, 255, 255);word-wrap: break-word !important;"><section class="" style="margin-top: 10px;max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;"><section class="" style="padding-right: 20px;padding-left: 20px;max-width: 100%;box-sizing: border-box;font-size: 14px;text-align: justify;line-height: 1.9;letter-spacing: 1px;color: rgb(138, 127, 125);word-wrap: break-word !important;"><p style="max-width: 100%;box-sizing: border-box;min-height: 1em;word-wrap: break-word !important;"><span style="max-width: 100%;color: rgb(122, 61, 144);box-sizing: border-box !important;word-wrap: break-word !important;"><strong style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;">我得出了这样的结论，大家都需要保险，不光因为人人都会死，还因为我们都要好好的活着。</strong></span></p></section></section></section><section class="" powered-by="xiumi.us" style="font-size: 16px;white-space: normal;max-width: 100%;box-sizing: border-box;color: rgb(62, 62, 62);line-height: 25.6px;widows: 1;background-color: rgb(255, 255, 255);word-wrap: break-word !important;"><section class="" style="margin-top: 0.5em;margin-bottom: 0.5em;padding-right: 0.5em;padding-left: 0.5em;max-width: 100%;box-sizing: border-box;text-align: center;word-wrap: break-word !important;"><img class="" data-ratio="0.4694836" src="https://lymx.com.cn/source/plugin/csdn123_news/display_picture.php?url=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_jpg%2FooBLtYPQdSWiatjiaaK44CATz4h7g5viatvaEr5f2gGIXzmCXmL2N7f2hGia1qGz8CibjY3ms1WcqF6Rlzx7EZnwXmQ%2F640%3Fwx_fmt%3Djpeg" data-type="jpeg" data-w="639" width="95%" style="box-sizing: border-box;border-width: 4px;border-style: solid;border-color: white;box-shadow: rgb(102, 102, 102) 2.82843px 2.82843px 8px;background-color: rgb(238, 237, 235);background-size: 22px;background-position: 50% 50%;background-repeat: no-repeat;word-wrap: break-word !important;width: 430.344px !important;visibility: visible !important;"></section></section><section class="" powered-by="xiumi.us" style="font-size: 16px;white-space: normal;max-width: 100%;box-sizing: border-box;color: rgb(62, 62, 62);line-height: 25.6px;widows: 1;background-color: rgb(255, 255, 255);word-wrap: break-word !important;"><section class="" style="margin-top: 10px;max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;"><section class="" style="padding-right: 20px;padding-left: 20px;max-width: 100%;box-sizing: border-box;font-size: 14px;text-align: justify;line-height: 1.9;letter-spacing: 1px;color: rgb(138, 138, 138);word-wrap: break-word !important;"><p style="max-width: 100%;box-sizing: border-box;min-height: 1em;word-wrap: break-word !important;"><span style="max-width: 100%;color: rgb(0, 0, 0);box-sizing: border-box !important;word-wrap: break-word !important;">我一直坚持试着找到一种能够改变整体保险方向的产品，这种产品不光对身故和残疾进行赔偿，对于可能引起病人财务问题的疾病，一旦确诊，也可以进行赔偿。</span></p></section></section></section><section class="" powered-by="xiumi.us" style="font-size: 16px;white-space: normal;max-width: 100%;box-sizing: border-box;color: rgb(62, 62, 62);line-height: 25.6px;widows: 1;background-color: rgb(255, 255, 255);word-wrap: break-word !important;"><section class="" style="margin-top: 10px;max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;"><section class="" style="padding-right: 20px;padding-left: 20px;max-width: 100%;box-sizing: border-box;font-size: 14px;text-align: justify;line-height: 1.9;letter-spacing: 1px;color: rgb(138, 127, 125);word-wrap: break-word !important;"><p style="max-width: 100%;box-sizing: border-box;min-height: 1em;word-wrap: break-word !important;"><span style="max-width: 100%;color: rgb(122, 61, 144);box-sizing: border-box !important;word-wrap: break-word !important;"><strong style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;">1983年，我们最终成功了。心脏病、中风、癌症、冠心病手术都成为保险项目，产品一经推出就受到了欢迎，到2006年，重大疾病保险的保障范围扩大到了很多，如今基本上每个保险公司都有这类产品。</strong></span></p></section></section></section><section class="" powered-by="xiumi.us" style="font-size: 16px;white-space: normal;max-width: 100%;box-sizing: border-box;color: rgb(62, 62, 62);line-height: 25.6px;widows: 1;background-color: rgb(255, 255, 255);word-wrap: break-word !important;"><section class="" style="margin-top: 10px;max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;"><section class="" style="padding-right: 20px;padding-left: 20px;max-width: 100%;box-sizing: border-box;font-size: 14px;text-align: justify;line-height: 1.9;letter-spacing: 1px;color: rgb(138, 138, 138);word-wrap: break-word !important;"><p style="max-width: 100%;box-sizing: border-box;min-height: 1em;word-wrap: break-word !important;"><span style="max-width: 100%;color: rgb(0, 0, 0);box-sizing: border-box !important;word-wrap: break-word !important;">我的病人靠人寿保单支付抵押，这是不失去房子最可靠的方式，因为您要是没能在月底把账款付清，就会失去您的抵押和房产。</span></p></section></section></section><section class="" powered-by="xiumi.us" style="font-size: 16px;white-space: normal;max-width: 100%;box-sizing: border-box;color: rgb(62, 62, 62);line-height: 25.6px;widows: 1;background-color: rgb(255, 255, 255);word-wrap: break-word !important;"><section class="" style="margin-top: 10px;max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;"><section class="" style="padding-right: 20px;padding-left: 20px;max-width: 100%;box-sizing: border-box;font-size: 14px;text-align: justify;line-height: 1.9;letter-spacing: 1px;color: rgb(138, 138, 138);word-wrap: break-word !important;"><p style="max-width: 100%;box-sizing: border-box;min-height: 1em;word-wrap: break-word !important;"><span style="max-width: 100%;color: rgb(0, 0, 0);box-sizing: border-box !important;word-wrap: break-word !important;">我住过院，我是个癌症患者，整整19天，他们给我动了复杂的大手术，流了很多血，太可怕了。每天，医生都来看我，我每次都和他说：<strong style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;"><span style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;">“</span></strong></span><span style="max-width: 100%;color: rgb(122, 61, 144);box-sizing: border-box !important;word-wrap: break-word !important;"><strong style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;">带我回家吧</strong></span><span style="max-width: 100%;color: rgb(0, 0, 0);box-sizing: border-box !important;word-wrap: break-word !important;"><strong style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;"><span style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;">。”</span></strong>这是我当时的全部想法，家才是能给你带来安全感的地方。</span></p></section></section></section><section class="" powered-by="xiumi.us" style="font-size: 16px;white-space: normal;max-width: 100%;box-sizing: border-box;color: rgb(62, 62, 62);line-height: 25.6px;widows: 1;background-color: rgb(255, 255, 255);word-wrap: break-word !important;"><section class="" style="margin-top: 0.5em;margin-bottom: 0.5em;padding-right: 0.5em;padding-left: 0.5em;max-width: 100%;box-sizing: border-box;text-align: center;word-wrap: break-word !important;"><img class="" data-ratio="0.61" src="https://lymx.com.cn/source/plugin/csdn123_news/display_picture.php?url=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_jpg%2FooBLtYPQdSWiatjiaaK44CATz4h7g5viatvx6DC8T8UjjtoibzgWbia3owOIrI4YObMJUCVOqpcl2QhsicLl63Ls8iaUw%2F640%3Fwx_fmt%3Djpeg" data-type="jpeg" data-w="500" width="95%" style="box-sizing: border-box;border-width: 4px;border-style: solid;border-color: white;box-shadow: rgb(102, 102, 102) 3.53553px 3.53553px 8px;background-color: rgb(238, 237, 235);background-size: 22px;background-position: 50% 50%;background-repeat: no-repeat;word-wrap: break-word !important;width: 430.344px !important;visibility: visible !important;"></section></section><section class="" powered-by="xiumi.us" style="font-size: 16px;white-space: normal;max-width: 100%;box-sizing: border-box;color: rgb(62, 62, 62);line-height: 25.6px;widows: 1;background-color: rgb(255, 255, 255);word-wrap: break-word !important;"><section class="" style="margin-top: 10px;max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;"><section class="" style="padding-right: 20px;padding-left: 20px;max-width: 100%;box-sizing: border-box;font-size: 14px;text-align: justify;line-height: 1.9;letter-spacing: 1px;color: rgb(138, 127, 125);word-wrap: break-word !important;"><p style="max-width: 100%;box-sizing: border-box;min-height: 1em;word-wrap: break-word !important;"><span style="max-width: 100%;color: rgb(122, 61, 144);box-sizing: border-box !important;word-wrap: break-word !important;"><strong style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;">重疾保险这个产品有什么好处呢？我对这项产品的期待就是它不光能够延长病人的寿命，还能提高他们在这样一个非常时期的生活质量。</strong></span></p></section></section></section><section class="" powered-by="xiumi.us" style="font-size: 16px;white-space: normal;max-width: 100%;box-sizing: border-box;color: rgb(62, 62, 62);line-height: 25.6px;widows: 1;background-color: rgb(255, 255, 255);word-wrap: break-word !important;"><section class="" style="margin-top: 10px;max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;"><section class="" style="padding-right: 20px;padding-left: 20px;max-width: 100%;box-sizing: border-box;font-size: 14px;text-align: justify;line-height: 1.9;letter-spacing: 1px;color: rgb(138, 138, 138);word-wrap: break-word !important;"><p style="max-width: 100%;box-sizing: border-box;min-height: 1em;word-wrap: break-word !important;"><span style="max-width: 100%;color: rgb(0, 0, 0);box-sizing: border-box !important;word-wrap: break-word !important;">人们说：“我没办法买重大疾病保险。”告诉你们，就算您不买，人们也会争相购买。</span></p></section></section></section><section class="" powered-by="xiumi.us" style="font-size: 16px;white-space: normal;max-width: 100%;box-sizing: border-box;color: rgb(62, 62, 62);line-height: 25.6px;widows: 1;background-color: rgb(255, 255, 255);word-wrap: break-word !important;"><section class="" style="margin-top: 10px;max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;"><section class=""><p style="max-width: 100%;box-sizing: border-box;min-height: 1em;word-wrap: break-word !important;"><span style="max-width: 100%;color: rgb(122, 61, 144);box-sizing: border-box !important;word-wrap: break-word !important;"><strong style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;">重疾保险能够让我的病人们舒适的度过生命中最糟糕的时光，我很欣慰越来越多的病人说：“谢天谢地，谢谢我的顾问，至少在我的身体健康恶化的时候，我的财务还是健康的。”这对于我而言着实是个荣耀，因为我也参与了其中，这个发明太了不起了。</strong></span></p><p style="max-width: 100%;box-sizing: border-box;min-height: 1em;word-wrap: break-word !important;"><strong style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;"><img class="__bg_gif" data-ratio="0.04375" src="https://lymx.com.cn/source/plugin/csdn123_news/display_picture.php?url=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_gif%2F5ib2mwKsu2ibflFEFIwRL6icfUAEqcjzmiawslfHkhmuQDE0oPvQ7o65nP8RkApViaWb6Z15v84w1PDuiayib6icpnNKPA%2F640%3Fwx_fmt%3Dgif" data-type="gif" data-w="640" width="469px" style="box-sizing: border-box;vertical-align: middle;word-wrap: break-word !important;width: 469px !important;visibility: visible !important;"></strong></p><section class="" powered-by="xiumi.us" style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;"><section class="" style="margin-top: 10px;margin-bottom: 10px;max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;"><section class="" style="padding-top: 8px;padding-left: 8px;max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;"><section style="padding-bottom: 5px;max-width: 100%;box-sizing: border-box;border-width: 1px;border-style: solid;border-color: rgb(192, 200, 209);word-wrap: break-word !important;"><section class="" style="margin-top: -8px;margin-right: 5px;margin-left: -5px;padding: 10px;max-width: 100%;box-sizing: border-box;border-width: 1px;border-style: solid;border-color: rgb(192, 200, 209);background-color: rgb(254, 255, 255);word-wrap: break-word !important;"><section class="" powered-by="xiumi.us" style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;"><section class="" style="margin-top: 10px;max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;"><section class="" style="padding-right: 20px;padding-left: 20px;max-width: 100%;box-sizing: border-box;font-size: 14px;color: rgb(138, 138, 138);line-height: 1.9;word-wrap: break-word !important;"><p style="max-width: 100%;box-sizing: border-box;min-height: 1em;word-wrap: break-word !important;"><span style="max-width: 100%;color: rgb(0, 0, 0);box-sizing: border-box !important;word-wrap: break-word !important;">以上是Dr. Marius Barnard忆述八十年代初设计重疾保险的心路历程。重疾保险的诞生，不但救了患病者,更加是救了一整个家庭。在医学昌明和重疾年轻化这两个大趋势互为影响下，重疾保险渐趋普及，近年购买重疾保险的人愈来愈多，就犹如Dr. Marius Barnard说的，我们买</span><span style="color: rgb(122, 61, 144);"><span style="max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;"><strong style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;">重疾险，不是因为我们会离去，而是因为我们想要好好活着</strong></span>。</span></p></section></section></section></section></section></section></section></section></section></section></section><p style="font-size: 16px;white-space: normal;max-width: 100%;min-height: 1em;color: rgb(62, 62, 62);line-height: 25.6px;widows: 1;background-color: rgb(255, 255, 255);box-sizing: border-box !important;word-wrap: break-word !important;"><br></p>
页:
[1]