保险论坛 发表于 2019-3-25 08:52:32

哥哥意外死亡留下486万债务!弟弟这句话让所有人称赞

<p style="text-align: justify;"><span style="color: rgb(0, 0, 0);">做工程的哥哥意外死亡,留下486万元债务,大部分是工程款和农民工工资。面对这突如其来的变故,弟弟陈文华主动站出来,坚持为哥哥偿还这笔巨额欠款。</span></p><p><br style="max-width: 100%;box-sizing: border-box !important;overflow-wrap: break-word !important;"></p><p style="text-align: justify;"><img class="rich_pages" data-backh="333" data-backw="654" data-before-oversubscription-url="https://mmbiz.qpic.cn/mmbiz_png/nl3wSw8glLpIvwrYfTIlNdLC402E5XVhrt4CjcAicp2l0mxQbURPKBWgrtgR5Ft4TBqDWpaLTQuOaEV0jP1gQMQ/?wx_fmt=png" data-copyright="0" data-ratio="0.5098634294385432" data-s="300,640" src="https://lymx.com.cn/source/plugin/csdn123_news/display_picture.php?url=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2Fnl3wSw8glLpIvwrYfTIlNdLC402E5XVhrt4CjcAicp2l0mxQbURPKBWgrtgR5Ft4TBqDWpaLTQuOaEV0jP1gQMQ%2F640%3Fwx_fmt%3Dpng" data-type="png" data-w="659" style="box-sizing: border-box !important;overflow-wrap: break-word !important;visibility: visible !important;width: 100%;height: auto;"></p><p><br style="max-width: 100%;box-sizing: border-box !important;overflow-wrap: break-word !important;"></p><p style="text-align: justify;"><span style="color: rgb(0, 0, 0);">今年50岁的陈文华</span>是江苏溧阳竹箦<span style="color: rgb(0, 0, 0);">镇人。早在15年前,陈文华曾跟其二哥一起在无锡做建筑工程,凭借吃苦耐劳的精神,攒了些钱。2013年8月,由于身体原因,陈文华离开无锡,回到家乡经营养老院和农庄生意。当年年底,兄弟二人已将相关的款项进行了两清。</span></p><p><br style="max-width: 100%;box-sizing: border-box !important;overflow-wrap: break-word !important;"></p><p style="text-align: justify;"><img class="rich_pages" data-backh="338" data-backw="654" data-before-oversubscription-url="https://mmbiz.qpic.cn/mmbiz_png/nl3wSw8glLpIvwrYfTIlNdLC402E5XVhCJ6icwV69mLHP6IzfB3SrznQyuC7oeN6lSsIibrfIu5lIweOJ58yzEog/?wx_fmt=png" data-copyright="0" data-ratio="0.5168195718654435" data-s="300,640" src="https://lymx.com.cn/source/plugin/csdn123_news/display_picture.php?url=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2Fnl3wSw8glLpIvwrYfTIlNdLC402E5XVhCJ6icwV69mLHP6IzfB3SrznQyuC7oeN6lSsIibrfIu5lIweOJ58yzEog%2F640%3Fwx_fmt%3Dpng" data-type="png" data-w="654" style="box-sizing: border-box !important;overflow-wrap: break-word !important;visibility: visible !important;width: 100%;height: auto;"></p><p><br style="max-width: 100%;box-sizing: border-box !important;overflow-wrap: break-word !important;"></p><p style="text-align: justify;"><span style="color: rgb(0, 0, 0);">然而,2014年9月,陈文华二哥开车时发生意外,坠入河中,猝然离世。这给陈家带来了难以承受的打击,但更让人头疼的事情紧接着发生了。哥哥离世后不久,家里陆陆续续来了不少讨债的人。</span></p><p><br style="max-width: 100%;box-sizing: border-box !important;overflow-wrap: break-word !important;"></p><p style="text-align: justify;"><img class="rich_pages" data-backh="336" data-backw="653" data-before-oversubscription-url="https://mmbiz.qpic.cn/mmbiz_png/nl3wSw8glLpIvwrYfTIlNdLC402E5XVheoaMb9v5gsRVhcX7JXPJJwtkI0TicQNwr7TbzdXuaILpXQBPvQQN3uQ/?wx_fmt=png" data-copyright="0" data-ratio="0.5145482388973966" data-s="300,640" src="https://lymx.com.cn/source/plugin/csdn123_news/display_picture.php?url=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2Fnl3wSw8glLpIvwrYfTIlNdLC402E5XVheoaMb9v5gsRVhcX7JXPJJwtkI0TicQNwr7TbzdXuaILpXQBPvQQN3uQ%2F640%3Fwx_fmt%3Dpng" data-type="png" data-w="653" style="box-sizing: border-box !important;overflow-wrap: break-word !important;visibility: visible !important;width: 100%;height: auto;"></p><p style="text-align: justify;"><br></p><blockquote class="js_blockquote_wrap" data-type="2" data-url="" data-author-name="" data-content-utf8-length="100" data-source-title=""><section class="js_blockquote_digest"><section><p><span style="color: rgb(136, 136, 136);font-size: 17px;"><strong>记者:“你哥哥这欠款都是什么样的欠款?”<br></strong></span></p><p><br></p><p style="text-align: justify;"><span style="color: rgb(136, 136, 136);font-size: 17px;"><strong>陈文华:“绝大部分是农民工的工资,还有的是小包工头的工程款,欠了486万多一点。”</strong></span></p><p><br></p><p style="text-align: justify;"><span style="color: rgb(136, 136, 136);font-size: 17px;"><strong>记者:“486万是您与哥哥一起欠的,还是他个人欠的?”</strong></span></p><p><br></p><p style="text-align: justify;"><span style="color: rgb(136, 136, 136);font-size: 17px;"><strong>陈文华:“他个人欠的。”</strong></span></p></section></section></blockquote><p><br></p><p style="text-align: justify;"><img class="rich_pages" data-backh="327" data-backw="654" data-before-oversubscription-url="https://mmbiz.qpic.cn/mmbiz_png/nl3wSw8glLpIvwrYfTIlNdLC402E5XVh3wVphf12Ltibdnb7n4IdwXgeS1nzibibNJxlIa0J4vj9gobibHFLjy0Brw/?wx_fmt=png" data-copyright="0" data-ratio="0.49924357034795763" data-s="300,640" src="https://lymx.com.cn/source/plugin/csdn123_news/display_picture.php?url=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2Fnl3wSw8glLpIvwrYfTIlNdLC402E5XVh3wVphf12Ltibdnb7n4IdwXgeS1nzibibNJxlIa0J4vj9gobibHFLjy0Brw%2F640%3Fwx_fmt%3Dpng" data-type="png" data-w="661" style="box-sizing: border-box !important;overflow-wrap: break-word !important;visibility: visible !important;width: 100%;height: auto;"></p><p><br style="max-width: 100%;box-sizing: border-box !important;overflow-wrap: break-word !important;"></p><p style="text-align: justify;"><span style="color: rgb(0, 0, 0);">陈文华坦言,在这笔天价欠款中,除了少部分借款他知情外,大部分欠款他都毫不知情。哥哥已经在意外中去世,按理说,他生前欠下的钱不应该让弟弟偿还,再加上很多工程欠款及农民工工资没有任何书面证据。也正因此,周围很多人都劝说陈文华不要认这些"烂账"。</span></p><p><br style="max-width: 100%;box-sizing: border-box !important;overflow-wrap: break-word !important;"></p><p style="text-align: justify;"><img class="rich_pages" data-backh="338" data-backw="652" data-before-oversubscription-url="https://mmbiz.qpic.cn/mmbiz_png/nl3wSw8glLpIvwrYfTIlNdLC402E5XVhbK36SEsH7QKB11mewUN4PeZOY3GHyiaNwqA0QqtrWeKAgvr9X3YN8Zg/?wx_fmt=png" data-copyright="0" data-ratio="0.513595166163142" data-s="300,640" src="https://lymx.com.cn/source/plugin/csdn123_news/display_picture.php?url=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2Fnl3wSw8glLpIvwrYfTIlNdLC402E5XVhbK36SEsH7QKB11mewUN4PeZOY3GHyiaNwqA0QqtrWeKAgvr9X3YN8Zg%2F640%3Fwx_fmt%3Dpng" data-type="png" data-w="662" style="background-color: rgb(238, 237, 235);border-width: 1px;border-style: solid;border-color: rgb(238, 237, 235);background-size: 22px;background-position: center center;background-repeat: no-repeat;height: auto;box-sizing: border-box !important;overflow-wrap: break-word !important;visibility: visible !important;width: 100%;"></p><p><br style="max-width: 100%;box-sizing: border-box !important;overflow-wrap: break-word !important;"></p><p style="text-align: justify;"><span style="color: rgb(0, 0, 0);">“不认怎么说呢,农民工出去打工确实不容易,他一家老小的开支,就指望着他这点工资过日子。他们这点钱,虽然每个人的钱算起来不多,但是对他们家里的影响还是很大的。”</span></p><p><br style="max-width: 100%;box-sizing: border-box !important;overflow-wrap: break-word !important;"></p><p style="text-align: justify;">陈文华告诉记者,他坚持替哥哥还这些巨额欠款,还有一个更为重要的原因。“我哥以前和我们在一起口碑挺好的,包括我们自己也是。我想想总不能因为这事出了以后,让他活着的时候没骂名,死了以后给人家留个骂名。我们后面的子孙后代都会受影响的,<span style="color: rgb(123, 12, 0);"><strong>作为我们来说,留点资产给自己的子女固然是很好。但我想想,还是踏踏实实做人,诚诚信信做事,把这个无形的资产留给子女,其实对他们的一生反而帮助是更大的。</strong></span>”</p><p><br style="max-width: 100%;box-sizing: border-box !important;overflow-wrap: break-word !important;"></p><p style="text-align: justify;"><img class="rich_pages" data-backh="340" data-backw="654" data-before-oversubscription-url="https://mmbiz.qpic.cn/mmbiz_png/nl3wSw8glLpIvwrYfTIlNdLC402E5XVhr7cu5b4egHtYbfNvJMp7OlpwvhhLFv93bOQbqJpyMZ3XRUNQALiaC2Q/?wx_fmt=png" data-copyright="0" data-ratio="0.5206106870229008" data-s="300,640" src="https://lymx.com.cn/source/plugin/csdn123_news/display_picture.php?url=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2Fnl3wSw8glLpIvwrYfTIlNdLC402E5XVhr7cu5b4egHtYbfNvJMp7OlpwvhhLFv93bOQbqJpyMZ3XRUNQALiaC2Q%2F640%3Fwx_fmt%3Dpng" data-type="png" data-w="655" style="box-sizing: border-box !important;overflow-wrap: break-word !important;visibility: visible !important;width: 100%;height: auto;"></p><p><br style="max-width: 100%;box-sizing: border-box !important;overflow-wrap: break-word !important;"></p><p style="text-align: justify;">为了替哥哥偿还这笔钱,陈文华卖掉了房子和农庄的股权,变卖了多年攒下的资产,4年多来,陆陆续续还掉哥哥欠下的300多万元款项。为了早日偿还这笔巨款,陈文华不但与每一位债主制定了详细的还款计划,还在自己的电脑上列了一张表格,其中明确了各种欠款的还款日期和数据。</p><p><br style="max-width: 100%;box-sizing: border-box !important;overflow-wrap: break-word !important;"></p><p style="text-align: justify;"><img class="rich_pages" data-backh="331" data-backw="654" data-before-oversubscription-url="https://mmbiz.qpic.cn/mmbiz_png/nl3wSw8glLpIvwrYfTIlNdLC402E5XVhspASqibso3e9bpa5Ho06XCqjDBStEIrX1aIxNprwlTIoKfPGeFPeib7A/?wx_fmt=png" data-copyright="0" data-ratio="0.506079027355623" data-s="300,640" src="https://lymx.com.cn/source/plugin/csdn123_news/display_picture.php?url=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2Fnl3wSw8glLpIvwrYfTIlNdLC402E5XVhspASqibso3e9bpa5Ho06XCqjDBStEIrX1aIxNprwlTIoKfPGeFPeib7A%2F640%3Fwx_fmt%3Dpng" data-type="png" data-w="658" style="box-sizing: border-box !important;overflow-wrap: break-word !important;visibility: visible !important;width: 100%;height: auto;"></p><p><br style="max-width: 100%;box-sizing: border-box !important;overflow-wrap: break-word !important;"></p><p style="text-align: justify;"><span style="color: rgb(0, 0, 0);">“已经还了370万了,最近一笔是昨天11日还了一万。这两天,我养老院有了一定收入,昨天还了一万,春节到现在已经还了三万。”陈文华的养老院现有将近50位老人,每位老人每月的平均收费是1500元,去除护工工资、水电费,每个月可以剩2万块钱左右。这几年,为了节约开支,陈文华不仅自己种蔬菜,也很少添置衣物。</span></p><p><br style="max-width: 100%;box-sizing: border-box !important;overflow-wrap: break-word !important;"></p><p style="text-align: justify;"><img class="rich_pages" data-backh="351" data-backw="654" data-before-oversubscription-url="https://mmbiz.qpic.cn/mmbiz_png/nl3wSw8glLpIvwrYfTIlNdLC402E5XVhiavvjekhrG6YAmYuLWCAymEIvdQ4R2OhujCePS8OKUWwKyBJsACJx1A/?wx_fmt=png" data-copyright="0" data-ratio="0.5359375" data-s="300,640" src="https://lymx.com.cn/source/plugin/csdn123_news/display_picture.php?url=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2Fnl3wSw8glLpIvwrYfTIlNdLC402E5XVhiavvjekhrG6YAmYuLWCAymEIvdQ4R2OhujCePS8OKUWwKyBJsACJx1A%2F640%3Fwx_fmt%3Dpng" data-type="png" data-w="1280" style="box-sizing: border-box !important;overflow-wrap: break-word !important;visibility: visible !important;width: 100%;height: auto;"></p><p><br style="max-width: 100%;box-sizing: border-box !important;overflow-wrap: break-word !important;"></p><p style="text-align: justify;">陈文华说,剩下的100多万元,他计划最迟在两年内还清。等账还完后,他最想做的事,是带家人去旅游。其实陈文华主动帮助已经亡故的哥哥偿还债务这事,在刚开始的时候,他的家人并不同意。</p><p><br style="max-width: 100%;box-sizing: border-box !important;overflow-wrap: break-word !important;"></p><p style="text-align: justify;">陈文华的妻子告诉记者:“后来我老公劝我,说人家做工也不容易。我想想也是,我们要是在外面打工,人家欠我们的钱拿不到,我们心里也不好受,后来我就支持他了。”<span style="color: rgb(123, 12, 0);"><strong>看到记者在采访时,很多村民都自发的围了过来,纷纷向记者称赞陈文华的信义之举。</strong></span></p><p><span style="font-size: 14px;color: rgb(136, 136, 136);">来源:FM93交通之声(ID:hifm93)</span></p><section data-mpa-category="收藏" data-mpa-color="null" data-mpa-template-id="1518168"><section><section label="Powered by 135editor.com" data-role="outer"><hr style="max-width: 677px;box-sizing: border-box;letter-spacing: 0.54px;overflow-wrap: break-word !important;"><p><span style="font-size: 14px;color: rgb(136, 136, 136);">监制:于卫亚</span></p><p><span style="font-size: 14px;color: rgb(136, 136, 136);">编辑:关开亮、李昂</span></p><p><span style="font-size: 14px;color: rgb(136, 136, 136);">实习:陈炳旭</span></p></section></section></section>

保险论坛 发表于 2019-3-25 08:55:30

信义是金,保险是钻。
诚然,我们为弟弟的义举而点赞,但在现代商业文明时代,我们可以有更好的方式来防范自身的人身安全和财务安全,那就是保险。
一份不到500元的保险,足以承担百万的人身意外保障,让做生意的人们可以更加从容以对,不至于让自己的亲人直面债务的风险,也让你的合作伙伴、债权人对你的信任更加有保障。
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