不到30，没住院史，却被保险公司拒保！
<p style="text-align: center;"><img class="" data-ratio="0.6640625" data-type="jpeg" data-w="640" src="https://lymx.com.cn/source/plugin/csdn123_news/display_picture.php?url=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_jpg%2FrLuIica8s6CjN8v3N9q9cvXSn4R1NplOXAJrNEG1GR08SGk4jJqr2O594CibBiaKNJAYL3vibSEFzHX42McHYG7FIw%2F640%3Fwx_fmt%3Djpeg" style="top: auto; left: auto; right: auto; bottom: auto; box-sizing: border-box !important; visibility: visible !important; width: 640px !important;"></p><p style="max-width: 100%;min-height: 1em;font-family: -apple-system-font, BlinkMacSystemFont, " helvetica="" neue",="" "pingfang="" sc",="" "hiragino="" sans="" gb",="" "microsoft="" yahei="" ui",="" yahei",="" arial,="" sans-serif;letter-spacing:="" 0.544px;white-space:="" normal;background-color:="" rgb(255,="" 255,="" 255);box-sizing:="" border-box="" !important;word-wrap:="" break-word="" !important;overflow-wrap:="" !important;"=""> </p><section style="max-width: 100%;min-height: 1em;font-family: -apple-system-font, BlinkMacSystemFont, " helvetica="" neue",="" "pingfang="" sc",="" "hiragino="" sans="" gb",="" "microsoft="" yahei="" ui",="" yahei",="" arial,="" sans-serif;letter-spacing:="" 0.544px;white-space:="" normal;background-color:="" rgb(255,="" 255,="" 255);text-indent:="" 2em;box-sizing:="" border-box="" !important;word-wrap:="" break-word="" !important;overflow-wrap:="" !important;"=""><span style="max-width: 100%;color: rgb(88, 88, 88);font-size: 16px;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;">因为职业的原因，之前对于医保卡乱用的后果印象最深的是买保险很可能被拒保或者出险后被拒赔。比如《东江日报》曾报道过的几则案例：</span><span style="max-width: 100%;color: rgb(88, 88, 88);font-size: 15px;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"></span></section><section style="max-width: 100%;box-sizing: border-box;font-family: -apple-system-font, BlinkMacSystemFont, " helvetica="" neue",="" "pingfang="" sc",="" "hiragino="" sans="" gb",="" "microsoft="" yahei="" ui",="" yahei",="" arial,="" sans-serif;letter-spacing:="" 0.544px;white-space:="" normal;background-color:="" rgb(255,="" 255,="" 255);word-wrap:="" break-word="" !important;overflow-wrap:="" !important;"=""><section class="" powered-by="xiumi.us" style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" style="margin-top: 10px;margin-bottom: 10px;max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" style="max-width: 100%;box-sizing: border-box;display: inline-block;width: 670px;vertical-align: top;box-shadow: rgb(0, 0, 0) 0px 0px 0px;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" powered-by="xiumi.us" style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" style="max-width: 100%;box-sizing: border-box;text-align: center;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" style="padding-top: 4px;padding-bottom: 4px;max-width: 100%;box-sizing: border-box;display: inline-block;vertical-align: top;width: 147.391px;border-width: 1px;border-style: solid;border-color: rgb(62, 62, 62);border-radius: 0px;background-color: rgb(252, 240, 223);word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" powered-by="xiumi.us" style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" style="max-width: 100%;box-sizing: border-box;text-align: left;word-wrap: break-word !important;overflow-wrap: break-word !important;"><p style="max-width: 100%;box-sizing: border-box;min-height: 1em;word-wrap: break-word !important;overflow-wrap: break-word !important;"><br style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"></p></section></section></section></section><section class="" style="padding-top: 4px;padding-bottom: 4px;max-width: 100%;box-sizing: border-box;display: inline-block;vertical-align: top;width: 67px;border-style: solid solid solid none;border-width: 1px;border-radius: 0px;border-color: rgb(62, 62, 62);background-color: rgb(213, 205, 222);word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" powered-by="xiumi.us" style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" style="max-width: 100%;box-sizing: border-box;text-align: left;word-wrap: break-word !important;overflow-wrap: break-word !important;"><p style="max-width: 100%;box-sizing: border-box;min-height: 1em;word-wrap: break-word !important;overflow-wrap: break-word !important;"><br style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"></p></section></section></section></section></section></section><section class="" powered-by="xiumi.us" style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" style="margin-top: -25px;max-width: 100%;box-sizing: border-box;transform: translate3d(8px, 0px, 0px);text-align: center;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" style="padding: 4px;max-width: 100%;box-sizing: border-box;display: inline-block;vertical-align: top;width: 147.391px;border-width: 1px;border-style: solid;border-color: rgb(62, 62, 62);border-radius: 0px;background-color: rgb(254, 255, 255);word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" powered-by="xiumi.us" style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"><p style="max-width: 100%;box-sizing: border-box;min-height: 1em;word-wrap: break-word !important;overflow-wrap: break-word !important;"><strong style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;">Part</strong></p></section></section></section></section><section class="" style="padding: 4px;max-width: 100%;box-sizing: border-box;display: inline-block;vertical-align: top;width: 67px;border-style: solid solid solid none;border-width: 1px;border-radius: 0px;border-color: rgb(62, 62, 62);background-color: rgb(254, 255, 255);word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" powered-by="xiumi.us" style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"><p style="max-width: 100%;box-sizing: border-box;min-height: 1em;word-wrap: break-word !important;overflow-wrap: break-word !important;"><strong style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;">1</strong></p></section></section></section></section></section></section></section></section></section></section><section style="max-width: 100%;box-sizing: border-box;font-family: -apple-system-font, BlinkMacSystemFont, " helvetica="" neue",="" "pingfang="" sc",="" "hiragino="" sans="" gb",="" "microsoft="" yahei="" ui",="" yahei",="" arial,="" sans-serif;letter-spacing:="" 0.544px;white-space:="" normal;background-color:="" rgb(255,="" 255,="" 255);word-wrap:="" break-word="" !important;overflow-wrap:="" !important;"=""><section class="" powered-by="xiumi.us" style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" style="margin-top: 8px;margin-bottom: 8px;max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" style="max-width: 100%;box-sizing: border-box;display: inline-block;width: 670px;vertical-align: top;background-image: url(" https:="" mmbiz.qpic.cn="" mmbiz_png="" crqdcxxtpqqokemedbn00kiaqurjv7q68pdlfzxybhlhkxvwr5ibiamxudbgepzurj4atvxc0ia6ificvnert6cmjicq="" 640?wx_fmt="png");background-attachment:" scroll;background-color:="" rgb(246,="" 243,="" 234);background-size:="" auto;background-position:="" 0%="" 0%;background-repeat:="" repeat;word-wrap:="" break-word="" !important;overflow-wrap:="" !important;"=""><section class="" powered-by="xiumi.us" style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"><p style="max-width: 100%;box-sizing: border-box;min-height: 1em;word-wrap: break-word !important;overflow-wrap: break-word !important;"><br style="max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"></p><p hover-ignore="1" style="max-width: 100%;min-height: 1em;line-height: 25.6px;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"><span style="max-width: 100%;color: rgb(88, 88, 88);font-size: 16px;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;">前不久，蒋先生生了一场重病，想到自己几年前买过重疾险，出院后向保险公司提出理赔申请。</span></p><p hover-ignore="1" style="max-width: 100%;min-height: 1em;line-height: 25.6px;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"><br style="max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;"></p><p hover-ignore="1" style="max-width: 100%;min-height: 1em;line-height: 25.6px;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"><span style="max-width: 100%;color: rgb(88, 88, 88);font-size: 16px;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;">几天后，蒋先生却接到了保险公司的电话，说无法理赔。因为蒋先生患有心肌梗塞，属于带病投保，没有如实告知，<span style="font-size: 16px;max-width: 100%;color: rgb(123, 12, 0);"><strong style="max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;">属于除外责任，据此，保险公司拒绝理赔</strong></span>。</span></p><p hover-ignore="1" style="max-width: 100%;min-height: 1em;line-height: 25.6px;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"><br style="max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;"></p><p style="max-width: 100%;min-height: 1em;line-height: 25.6px;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"><span style="max-width: 100%;color: rgb(88, 88, 88);font-size: 16px;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;">蒋先生一下子就懵了，自己投保时身体很好，压根就没有什么心肌梗塞，怎么会是带病投保呢？<strong style="max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;">保险公司表示查到了蒋先生的就诊记录，曾经在医院住院治疗</strong>。</span></p><p style="max-width: 100%;min-height: 1em;line-height: 25.6px;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"><br style="max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;"></p><p style="max-width: 100%;min-height: 1em;line-height: 25.6px;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"><span style="max-width: 100%;color: rgb(88, 88, 88);font-size: 16px;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;">蒋先生一下子明白了，原来，蒋先生的妈妈曾经因为心肌梗塞住院，蒋先生当时就用自己的医保卡给母亲使用，谁知道，就因为如此，他被保险公司拒赔了。</span><span style="max-width: 100%;font-size: 15px;color: rgb(88, 88, 88);box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"></span></p><p style="max-width: 100%;min-height: 1em;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"><br style="max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"></p></section></section></section></section></section></section></section><p style="max-width: 100%;min-height: 1em;font-family: -apple-system-font, BlinkMacSystemFont, " helvetica="" neue",="" "pingfang="" sc",="" "hiragino="" sans="" gb",="" "microsoft="" yahei="" ui",="" yahei",="" arial,="" sans-serif;letter-spacing:="" 0.544px;white-space:="" normal;background-color:="" rgb(255,="" 255,="" 255);box-sizing:="" border-box="" !important;word-wrap:="" break-word="" !important;overflow-wrap:="" !important;"=""><span style="max-width: 100%;font-size: 15px;color: rgb(88, 88, 88);box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"></span></p><section style="max-width: 100%;box-sizing: border-box;font-family: -apple-system-font, BlinkMacSystemFont, " helvetica="" neue",="" "pingfang="" sc",="" "hiragino="" sans="" gb",="" "microsoft="" yahei="" ui",="" yahei",="" arial,="" sans-serif;letter-spacing:="" 0.544px;white-space:="" normal;background-color:="" rgb(255,="" 255,="" 255);word-wrap:="" break-word="" !important;overflow-wrap:="" !important;"=""><section class="" powered-by="xiumi.us" style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" style="margin-top: 10px;margin-bottom: 10px;max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" style="max-width: 100%;box-sizing: border-box;display: inline-block;width: 670px;vertical-align: top;box-shadow: rgb(0, 0, 0) 0px 0px 0px;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" powered-by="xiumi.us" style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" style="max-width: 100%;box-sizing: border-box;text-align: center;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" style="padding-top: 4px;padding-bottom: 4px;max-width: 100%;box-sizing: border-box;display: inline-block;vertical-align: top;width: 147.391px;border-width: 1px;border-style: solid;border-color: rgb(62, 62, 62);border-radius: 0px;background-color: rgb(252, 240, 223);word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" powered-by="xiumi.us" style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" style="max-width: 100%;box-sizing: border-box;text-align: left;word-wrap: break-word !important;overflow-wrap: break-word !important;"><p style="max-width: 100%;box-sizing: border-box;min-height: 1em;word-wrap: break-word !important;overflow-wrap: break-word !important;"><br style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"></p></section></section></section></section><section class="" style="padding-top: 4px;padding-bottom: 4px;max-width: 100%;box-sizing: border-box;display: inline-block;vertical-align: top;width: 67px;border-style: solid solid solid none;border-width: 1px;border-radius: 0px;border-color: rgb(62, 62, 62);background-color: rgb(213, 205, 222);word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" powered-by="xiumi.us" style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" style="max-width: 100%;box-sizing: border-box;text-align: left;word-wrap: break-word !important;overflow-wrap: break-word !important;"><p style="max-width: 100%;box-sizing: border-box;min-height: 1em;word-wrap: break-word !important;overflow-wrap: break-word !important;"><br style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"></p></section></section></section></section></section></section><section class="" powered-by="xiumi.us" style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" style="margin-top: -25px;max-width: 100%;box-sizing: border-box;transform: translate3d(8px, 0px, 0px);text-align: center;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" style="padding: 4px;max-width: 100%;box-sizing: border-box;display: inline-block;vertical-align: top;width: 147.391px;border-width: 1px;border-style: solid;border-color: rgb(62, 62, 62);border-radius: 0px;background-color: rgb(254, 255, 255);word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" powered-by="xiumi.us" style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"><p style="max-width: 100%;box-sizing: border-box;min-height: 1em;word-wrap: break-word !important;overflow-wrap: break-word !important;"><strong style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;">Part</strong></p></section></section></section></section><section class="" style="padding: 4px;max-width: 100%;box-sizing: border-box;display: inline-block;vertical-align: top;width: 67px;border-style: solid solid solid none;border-width: 1px;border-radius: 0px;border-color: rgb(62, 62, 62);background-color: rgb(254, 255, 255);word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" powered-by="xiumi.us" style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"><p style="max-width: 100%;box-sizing: border-box;min-height: 1em;word-wrap: break-word !important;overflow-wrap: break-word !important;"><strong style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;">2</strong></p></section></section></section></section></section></section></section></section></section></section><section style="max-width: 100%;box-sizing: border-box;font-family: -apple-system-font, BlinkMacSystemFont, " helvetica="" neue",="" "pingfang="" sc",="" "hiragino="" sans="" gb",="" "microsoft="" yahei="" ui",="" yahei",="" arial,="" sans-serif;letter-spacing:="" 0.544px;white-space:="" normal;background-color:="" rgb(255,="" 255,="" 255);word-wrap:="" break-word="" !important;overflow-wrap:="" !important;"=""><section class="" powered-by="xiumi.us" style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" style="margin-top: 8px;margin-bottom: 8px;max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" style="max-width: 100%;box-sizing: border-box;display: inline-block;width: 670px;vertical-align: top;background-image: url(" https:="" mmbiz.qpic.cn="" mmbiz_png="" crqdcxxtpqqokemedbn00kiaqurjv7q68pdlfzxybhlhkxvwr5ibiamxudbgepzurj4atvxc0ia6ificvnert6cmjicq="" 640?wx_fmt="png");background-attachment:" scroll;background-color:="" rgb(246,="" 243,="" 234);background-size:="" auto;background-position:="" 0%="" 0%;background-repeat:="" repeat;word-wrap:="" break-word="" !important;overflow-wrap:="" !important;"=""><section class="" powered-by="xiumi.us" style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"><p style="max-width: 100%;box-sizing: border-box;min-height: 1em;word-wrap: break-word !important;overflow-wrap: break-word !important;"><br style="max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"></p><p style="max-width: 100%;min-height: 1em;line-height: 25.6px;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"><span style="max-width: 100%;color: rgb(88, 88, 88);line-height: 1.6;font-size: 16px;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;">无独有偶，陈女士所在的单位每年都组织员工进行免费体检，算是单位的一种福利，去年，陈女士怀孕了，不适合去体检，<strong style="max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"><span style="font-size: 16px;max-width: 100%;line-height: 1.6;color: rgb(123, 12, 0);box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;">为了不浪费免费体检机会，陈女士把体检单让给了自己的家</span></strong><strong style="max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"><span style="font-size: 16px;max-width: 100%;line-height: 1.6;color: rgb(123, 12, 0);box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;">婆</span></strong>。<br style="max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"></span></p><p style="max-width: 100%;min-height: 1em;line-height: 25.6px;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"><br style="max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;"></p><p style="max-width: 100%;min-height: 1em;line-height: 25.6px;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"><span style="max-width: 100%;line-height: 1.6;color: rgb(88, 88, 88);font-size: 16px;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;">结果，陈女士在投保的时候，被查到体检表上有多项数值不健康，被保险公司拒保了。<span style="color: rgb(88, 88, 88);font-size: 16px;max-width: 100%;line-height: 22.5px;text-align: center;white-space: pre-wrap;">不仅影响投保，还影响看病。</span></span><span style="font-size: 15px;color: rgb(88, 88, 88);max-width: 100%;line-height: 22.5px;text-align: center;white-space: pre-wrap;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"></span></p><p style="max-width: 100%;min-height: 1em;line-height: 25.6px;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"><br style="max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"></p></section></section></section></section></section></section></section><p style="max-width: 100%;min-height: 1em;font-family: -apple-system-font, BlinkMacSystemFont, " helvetica="" neue",="" "pingfang="" sc",="" "hiragino="" sans="" gb",="" "microsoft="" yahei="" ui",="" yahei",="" arial,="" sans-serif;letter-spacing:="" 0.544px;white-space:="" normal;background-color:="" rgb(255,="" 255,="" 255);box-sizing:="" border-box="" !important;word-wrap:="" break-word="" !important;overflow-wrap:="" !important;"=""><br style="max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"></p><section style="max-width: 100%;box-sizing: border-box;font-family: -apple-system-font, BlinkMacSystemFont, " helvetica="" neue",="" "pingfang="" sc",="" "hiragino="" sans="" gb",="" "microsoft="" yahei="" ui",="" yahei",="" arial,="" sans-serif;letter-spacing:="" 0.544px;white-space:="" normal;background-color:="" rgb(255,="" 255,="" 255);word-wrap:="" break-word="" !important;overflow-wrap:="" !important;"=""><section class="" powered-by="xiumi.us" style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" style="margin-top: 10px;margin-bottom: 10px;max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" style="max-width: 100%;box-sizing: border-box;display: inline-block;width: 670px;vertical-align: top;box-shadow: rgb(0, 0, 0) 0px 0px 0px;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" powered-by="xiumi.us" style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" style="max-width: 100%;box-sizing: border-box;text-align: center;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" style="padding-top: 4px;padding-bottom: 4px;max-width: 100%;box-sizing: border-box;display: inline-block;vertical-align: top;width: 147.391px;border-width: 1px;border-style: solid;border-color: rgb(62, 62, 62);border-radius: 0px;background-color: rgb(252, 240, 223);word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" powered-by="xiumi.us" style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" style="max-width: 100%;box-sizing: border-box;text-align: left;word-wrap: break-word !important;overflow-wrap: break-word !important;"><p style="max-width: 100%;box-sizing: border-box;min-height: 1em;word-wrap: break-word !important;overflow-wrap: break-word !important;"><br style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"></p></section></section></section></section><section class="" style="padding-top: 4px;padding-bottom: 4px;max-width: 100%;box-sizing: border-box;display: inline-block;vertical-align: top;width: 67px;border-style: solid solid solid none;border-width: 1px;border-radius: 0px;border-color: rgb(62, 62, 62);background-color: rgb(213, 205, 222);word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" powered-by="xiumi.us" style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" style="max-width: 100%;box-sizing: border-box;text-align: left;word-wrap: break-word !important;overflow-wrap: break-word !important;"><p style="max-width: 100%;box-sizing: border-box;min-height: 1em;word-wrap: break-word !important;overflow-wrap: break-word !important;"><br style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"></p></section></section></section></section></section></section><section class="" powered-by="xiumi.us" style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" style="margin-top: -25px;max-width: 100%;box-sizing: border-box;transform: translate3d(8px, 0px, 0px);text-align: center;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" style="padding: 4px;max-width: 100%;box-sizing: border-box;display: inline-block;vertical-align: top;width: 147.391px;border-width: 1px;border-style: solid;border-color: rgb(62, 62, 62);border-radius: 0px;background-color: rgb(254, 255, 255);word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" powered-by="xiumi.us" style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"><p style="max-width: 100%;box-sizing: border-box;min-height: 1em;word-wrap: break-word !important;overflow-wrap: break-word !important;"><strong style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;">Part</strong></p></section></section></section></section><section class="" style="padding: 4px;max-width: 100%;box-sizing: border-box;display: inline-block;vertical-align: top;width: 67px;border-style: solid solid solid none;border-width: 1px;border-radius: 0px;border-color: rgb(62, 62, 62);background-color: rgb(254, 255, 255);word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" powered-by="xiumi.us" style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"><p style="max-width: 100%;box-sizing: border-box;min-height: 1em;word-wrap: break-word !important;overflow-wrap: break-word !important;"><strong style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;">3</strong></p></section></section></section></section></section></section></section></section></section></section><section style="max-width: 100%;box-sizing: border-box;font-family: -apple-system-font, BlinkMacSystemFont, " helvetica="" neue",="" "pingfang="" sc",="" "hiragino="" sans="" gb",="" "microsoft="" yahei="" ui",="" yahei",="" arial,="" sans-serif;letter-spacing:="" 0.544px;white-space:="" normal;background-color:="" rgb(255,="" 255,="" 255);word-wrap:="" break-word="" !important;overflow-wrap:="" !important;"=""><section class="" powered-by="xiumi.us" style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" style="margin-top: 8px;margin-bottom: 8px;max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" style="max-width: 100%;box-sizing: border-box;display: inline-block;width: 670px;vertical-align: top;background-image: url(" https:="" mmbiz.qpic.cn="" mmbiz_png="" crqdcxxtpqqokemedbn00kiaqurjv7q68pdlfzxybhlhkxvwr5ibiamxudbgepzurj4atvxc0ia6ificvnert6cmjicq="" 640?wx_fmt="png");background-attachment:" scroll;background-color:="" rgb(246,="" 243,="" 234);background-size:="" auto;background-position:="" 0%="" 0%;background-repeat:="" repeat;word-wrap:="" break-word="" !important;overflow-wrap:="" !important;"=""><section class="" powered-by="xiumi.us" style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"><p style="max-width: 100%;box-sizing: border-box;min-height: 1em;word-wrap: break-word !important;overflow-wrap: break-word !important;"><br style="max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"></p><p style="max-width: 100%;min-height: 1em;line-height: 25.6px;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"><span style="max-width: 100%;color: rgb(88, 88, 88);font-size: 16px;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;">牛小姐患卵巢良性肿瘤入院进行卵巢切除手术，用的是自己的医保卡。医院却拒绝牛小姐进行医保报销，理由是，术前验血，牛小姐是B型血，而牛小姐的医保记录显示，她曾经在其他医院进行血液化验，化验单显示是A型血。</span></p><p style="max-width: 100%;min-height: 1em;line-height: 25.6px;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"><br style="max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;"></p><p style="max-width: 100%;min-height: 1em;line-height: 25.6px;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"><span style="max-width: 100%;color: rgb(88, 88, 88);font-size: 16px;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;">原来，牛小姐曾经热心的把医保卡借给邻居到医院就医开药，该邻居是A型血。尽管牛小姐进行解释，但医院不予认可，牛小姐无奈只得自费负担了手术费用3万元。</span><span style="max-width: 100%;font-size: 15px;color: rgb(88, 88, 88);box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"></span></p><p style="max-width: 100%;box-sizing: border-box;min-height: 1em;word-wrap: break-word !important;overflow-wrap: break-word !important;"><br style="max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"></p></section></section></section></section></section></section></section><p style="text-align: center; max-width: 100%; min-height: 1em;" helvetica="" neue",="" "pingfang="" sc",="" "hiragino="" sans="" gb",="" "microsoft="" yahei="" ui",="" yahei",="" arial,="" sans-serif;letter-spacing:="" 0.544px;white-space:="" normal;background-color:="" rgb(255,="" 255,="" 255);box-sizing:="" border-box="" !important;word-wrap:="" break-word="" !important;overflow-wrap:="" !important;"=""><span class="" data-positionback="static" style="max-width: 100%;top: auto;left: auto;right: auto;bottom: auto;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"><img class="" data-ratio="0.6973365617433414" data-type="jpeg" data-w="413" src="https://lymx.com.cn/source/plugin/csdn123_news/display_picture.php?url=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_jpg%2FrLuIica8s6CjN8v3N9q9cvXSn4R1NplOXficoO9bKIpKDlgDtHEXTzk798cwTEnM8gyg1QeSpqF0REbGAyhXVsWQ%2F640%3Fwx_fmt%3Djpeg" style="top: auto;left: auto;right: auto;bottom: auto;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;visibility: visible !important;width: 413px !important;"></span></p><section style="max-width: 100%;box-sizing: border-box;font-family: -apple-system-font, BlinkMacSystemFont, " helvetica="" neue",="" "pingfang="" sc",="" "hiragino="" sans="" gb",="" "microsoft="" yahei="" ui",="" yahei",="" arial,="" sans-serif;letter-spacing:="" 0.544px;white-space:="" normal;background-color:="" rgb(255,="" 255,="" 255);word-wrap:="" break-word="" !important;overflow-wrap:="" !important;"=""><section class="" powered-by="xiumi.us" style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" style="margin-top: 10px;margin-bottom: 10px;max-width: 100%;box-sizing: border-box;text-align: center;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" style="padding: 3px;max-width: 100%;box-sizing: border-box;display: inline-block;border-bottom: 5px solid rgb(123, 12, 0);word-wrap: break-word !important;overflow-wrap: break-word !important;"><p style="max-width: 100%;box-sizing: border-box;min-height: 1em;word-wrap: break-word !important;overflow-wrap: break-word !important;"><strong style="max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;">为何会有这种现象呢？</strong></p></section></section></section></section><blockquote style="color: rgb(51, 51, 51);font-size: 17px;max-width: 100%;font-family: -apple-system-font, BlinkMacSystemFont, " helvetica="" neue",="" "pingfang="" sc",="" "hiragino="" sans="" gb",="" "microsoft="" yahei="" ui",="" yahei",="" arial,="" sans-serif;letter-spacing:="" 0.544px;white-space:="" normal;background-color:="" rgb(255,="" 255,="" 255);box-sizing:="" border-box="" !important;word-wrap:="" break-word="" !important;overflow-wrap:="" !important;"=""><p style="max-width: 100%;min-height: 1em;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"><span style="font-size: 16px;"><strong style="max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"><span style="max-width: 100%;color: rgb(88, 88, 88);line-height: 1.6;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;">因为保险公司可以调阅投保人的用卡记录和就诊记录。</span></strong></span></p></blockquote><section style="max-width: 100%;min-height: 1em;font-family: -apple-system-font, BlinkMacSystemFont, " helvetica="" neue",="" "pingfang="" sc",="" "hiragino="" sans="" gb",="" "microsoft="" yahei="" ui",="" yahei",="" arial,="" sans-serif;letter-spacing:="" 0.544px;white-space:="" normal;background-color:="" rgb(255,="" 255,="" 255);text-indent:="" 2em;box-sizing:="" border-box="" !important;word-wrap:="" break-word="" !important;overflow-wrap:="" !important;"=""><span style="max-width: 100%;color: rgb(88, 88, 88);line-height: 1.6;font-size: 16px;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;">这种时候，保险公司不可能知道真实情况如何，只能以病历、用药清单和体检结果的记录为准，这样就会被当成有既往病史来处理。</span><br style="max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"></section><p style="max-width: 100%;min-height: 1em;font-family: -apple-system-font, BlinkMacSystemFont, " helvetica="" neue",="" "pingfang="" sc",="" "hiragino="" sans="" gb",="" "microsoft="" yahei="" ui",="" yahei",="" arial,="" sans-serif;letter-spacing:="" 0.544px;white-space:="" normal;background-color:="" rgb(255,="" 255,="" 255);box-sizing:="" border-box="" !important;word-wrap:="" break-word="" !important;overflow-wrap:="" !important;"=""><br style="max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;"></p><section style="max-width: 100%;min-height: 1em;font-family: -apple-system-font, BlinkMacSystemFont, " helvetica="" neue",="" "pingfang="" sc",="" "hiragino="" sans="" gb",="" "microsoft="" yahei="" ui",="" yahei",="" arial,="" sans-serif;letter-spacing:="" 0.544px;white-space:="" normal;background-color:="" rgb(255,="" 255,="" 255);text-indent:="" 2em;box-sizing:="" border-box="" !important;word-wrap:="" break-word="" !important;overflow-wrap:="" !important;"=""><span style="max-width: 100%;color: rgb(88, 88, 88);font-size: 16px;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;">而就在日前，<strong style="max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"><span style="font-size: 16px;max-width: 100%;color: rgb(0, 128, 255);box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;">北京市医保中心发布通知称，10名参保人员社保卡被停用3年</span></strong>！</span></section><p style="max-width: 100%;min-height: 1em;font-family: -apple-system-font, BlinkMacSystemFont, " helvetica="" neue",="" "pingfang="" sc",="" "hiragino="" sans="" gb",="" "microsoft="" yahei="" ui",="" yahei",="" arial,="" sans-serif;letter-spacing:="" 0.544px;white-space:="" normal;background-color:="" rgb(255,="" 255,="" 255);box-sizing:="" border-box="" !important;word-wrap:="" break-word="" !important;overflow-wrap:="" !important;"=""><br style="max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;"></p><section style="max-width: 100%;min-height: 1em;font-family: -apple-system-font, BlinkMacSystemFont, " helvetica="" neue",="" "pingfang="" sc",="" "hiragino="" sans="" gb",="" "microsoft="" yahei="" ui",="" yahei",="" arial,="" sans-serif;letter-spacing:="" 0.544px;white-space:="" normal;background-color:="" rgb(255,="" 255,="" 255);text-indent:="" 2em;box-sizing:="" border-box="" !important;word-wrap:="" break-word="" !important;overflow-wrap:="" !important;"=""><span style="max-width: 100%;color: rgb(88, 88, 88);font-size: 16px;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;">北京市医疗保险事务管理中心调查发现，有10名参保人员将社会保障卡借他人使用或使用他人社会保障卡开药，违反了基本医疗保险规定。</span></section><p style="max-width: 100%;min-height: 1em;font-family: -apple-system-font, BlinkMacSystemFont, " helvetica="" neue",="" "pingfang="" sc",="" "hiragino="" sans="" gb",="" "microsoft="" yahei="" ui",="" yahei",="" arial,="" sans-serif;letter-spacing:="" 0.544px;white-space:="" normal;background-color:="" rgb(255,="" 255,="" 255);box-sizing:="" border-box="" !important;word-wrap:="" break-word="" !important;overflow-wrap:="" !important;"=""><br style="max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"></p><section style="max-width: 100%;min-height: 1em;font-family: -apple-system-font, BlinkMacSystemFont, " helvetica="" neue",="" "pingfang="" sc",="" "hiragino="" sans="" gb",="" "microsoft="" yahei="" ui",="" yahei",="" arial,="" sans-serif;letter-spacing:="" 0.544px;white-space:="" normal;background-color:="" rgb(255,="" 255,="" 255);text-indent:="" 2em;box-sizing:="" border-box="" !important;word-wrap:="" break-word="" !important;overflow-wrap:="" !important;"=""><span style="max-width: 100%;color: rgb(88, 88, 88);font-size: 16px;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;">根据相关规定，<strong style="max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;">自2017年11月28日起停止这10名参保人员的社会保障卡使用</strong>。</span><span style="max-width: 100%;font-size: 15px;color: rgb(88, 88, 88);box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"></span></section><p style="text-align: center; max-width: 100%; min-height: 1em;" helvetica="" neue",="" "pingfang="" sc",="" "hiragino="" sans="" gb",="" "microsoft="" yahei="" ui",="" yahei",="" arial,="" sans-serif;letter-spacing:="" 0.544px;white-space:="" normal;background-color:="" rgb(255,="" 255,="" 255);box-sizing:="" border-box="" !important;word-wrap:="" break-word="" !important;overflow-wrap:="" !important;"=""><span style="max-width: 100%;font-size: 15px;color: rgb(88, 88, 88);top: auto;left: auto;right: auto;bottom: auto;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"><img class="" data-ratio="0.4842592592592593" data-type="jpeg" data-w="1080" src="https://lymx.com.cn/source/plugin/csdn123_news/display_picture.php?url=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_jpg%2FrLuIica8s6CjN8v3N9q9cvXSn4R1NplOX4EQUT9d8QKiaofuQRbomqjTUwKqAJcice3yN9C14o0bC20GPuqXhMuaA%2F640%3Fwx_fmt%3Djpeg" style="top: auto;left: auto;right: auto;bottom: auto;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;visibility: visible !important;width: 677px !important;"></span></p><section style="max-width: 100%;min-height: 1em;font-family: -apple-system-font, BlinkMacSystemFont, " helvetica="" neue",="" "pingfang="" sc",="" "hiragino="" sans="" gb",="" "microsoft="" yahei="" ui",="" yahei",="" arial,="" sans-serif;letter-spacing:="" 0.544px;white-space:="" normal;background-color:="" rgb(255,="" 255,="" 255);text-indent:="" 2em;box-sizing:="" border-box="" !important;word-wrap:="" break-word="" !important;overflow-wrap:="" !important;"=""><span style="max-width: 100%;color: rgb(88, 88, 88);font-size: 16px;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;">根据相关政策，对停卡人员医疗费用实施重点监督检查，期限为三年。重点监督检查期间，改变结算方式，该参保人员发生的门（急）诊和住院类医疗费用，由个人持社会保障卡使用就医并全额现金支付，一年一次按规定给予报销医疗费用。</span></section><p style="max-width: 100%;min-height: 1em;font-family: -apple-system-font, BlinkMacSystemFont, " helvetica="" neue",="" "pingfang="" sc",="" "hiragino="" sans="" gb",="" "microsoft="" yahei="" ui",="" yahei",="" arial,="" sans-serif;letter-spacing:="" 0.544px;white-space:="" normal;background-color:="" rgb(255,="" 255,="" 255);box-sizing:="" border-box="" !important;word-wrap:="" break-word="" !important;overflow-wrap:="" !important;"=""><br style="max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;"></p><section style="max-width: 100%;min-height: 1em;font-family: -apple-system-font, BlinkMacSystemFont, " helvetica="" neue",="" "pingfang="" sc",="" "hiragino="" sans="" gb",="" "microsoft="" yahei="" ui",="" yahei",="" arial,="" sans-serif;letter-spacing:="" 0.544px;white-space:="" normal;background-color:="" rgb(255,="" 255,="" 255);text-indent:="" 2em;box-sizing:="" border-box="" !important;word-wrap:="" break-word="" !important;overflow-wrap:="" !important;"=""><span style="max-width: 100%;color: rgb(88, 88, 88);font-size: 16px;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;">相关区医疗保险经办机构每年4月份，按手工报销方式对实施重点监督检查的参保人员上年度发生的医疗费用审核报销。</span></section><p style="max-width: 100%;min-height: 1em;font-family: -apple-system-font, BlinkMacSystemFont, " helvetica="" neue",="" "pingfang="" sc",="" "hiragino="" sans="" gb",="" "microsoft="" yahei="" ui",="" yahei",="" arial,="" sans-serif;letter-spacing:="" 0.544px;white-space:="" normal;background-color:="" rgb(255,="" 255,="" 255);box-sizing:="" border-box="" !important;word-wrap:="" break-word="" !important;overflow-wrap:="" !important;"=""><br style="max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"></p><blockquote style="color: rgb(51, 51, 51);font-size: 17px;max-width: 100%;font-family: -apple-system-font, BlinkMacSystemFont, " helvetica="" neue",="" "pingfang="" sc",="" "hiragino="" sans="" gb",="" "microsoft="" yahei="" ui",="" yahei",="" arial,="" sans-serif;letter-spacing:="" 0.544px;white-space:="" normal;background-color:="" rgb(255,="" 255,="" 255);box-sizing:="" border-box="" !important;word-wrap:="" break-word="" !important;overflow-wrap:="" !important;"=""><p style="max-width: 100%;min-height: 1em;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"><span style="font-size: 16px;"><strong style="max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"><span style="font-size: 16px;max-width: 100%;color: rgb(88, 88, 88);box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;">当然，这还不是严重的，违规使用社保卡还可能触犯刑法！</span></strong></span></p></blockquote><section style="max-width: 100%;min-height: 1em;font-family: -apple-system-font, BlinkMacSystemFont, " helvetica="" neue",="" "pingfang="" sc",="" "hiragino="" sans="" gb",="" "microsoft="" yahei="" ui",="" yahei",="" arial,="" sans-serif;letter-spacing:="" 0.544px;white-space:="" normal;background-color:="" rgb(255,="" 255,="" 255);text-indent:="" 2em;box-sizing:="" border-box="" !important;word-wrap:="" break-word="" !important;overflow-wrap:="" !important;"=""><span style="max-width: 100%;color: rgb(88, 88, 88);font-size: 16px;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;">根据刑法第280条规定，伪造变造买卖居民身份证、护照、社会保障卡、驾驶证等依法可以用于证明身份的证件的处三年以下有期徒刑，拘役管制或者剥夺政治权利并处罚金，情节严重的处三年以上七年以下有期徒刑，并处罚金。</span><span style="max-width: 100%;font-size: 15px;color: rgb(88, 88, 88);box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"></span></section><p style="text-align: center; max-width: 100%; min-height: 1em;" helvetica="" neue",="" "pingfang="" sc",="" "hiragino="" sans="" gb",="" "microsoft="" yahei="" ui",="" yahei",="" arial,="" sans-serif;letter-spacing:="" 0.544px;white-space:="" normal;background-color:="" rgb(255,="" 255,="" 255);box-sizing:="" border-box="" !important;word-wrap:="" break-word="" !important;overflow-wrap:="" !important;"=""><span style="max-width: 100%;font-size: 15px;color: rgb(88, 88, 88);top: auto;left: auto;right: auto;bottom: auto;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"><img class="" data-ratio="0.7481108312342569" data-type="jpeg" data-w="397" src="https://lymx.com.cn/source/plugin/csdn123_news/display_picture.php?url=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_jpg%2FrLuIica8s6CjN8v3N9q9cvXSn4R1NplOXynPLj6BgibXOyNXWfibGUhGofyRYGM2yiaickelRXd2uMD5pCucMNoJIUQ%2F640%3Fwx_fmt%3Djpeg" style="top: auto;left: auto;right: auto;bottom: auto;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;visibility: visible !important;width: 397px !important;"></span></p><section style="max-width: 100%;box-sizing: border-box;font-family: -apple-system-font, BlinkMacSystemFont, " helvetica="" neue",="" "pingfang="" sc",="" "hiragino="" sans="" gb",="" "microsoft="" yahei="" ui",="" yahei",="" arial,="" sans-serif;letter-spacing:="" 0.544px;white-space:="" normal;background-color:="" rgb(255,="" 255,="" 255);word-wrap:="" break-word="" !important;overflow-wrap:="" !important;"=""><section class="" powered-by="xiumi.us" style="max-width: 100%;box-sizing: border-box;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" style="margin-top: 10px;margin-bottom: 10px;max-width: 100%;box-sizing: border-box;text-align: center;word-wrap: break-word !important;overflow-wrap: break-word !important;"><section class="" style="padding: 3px;max-width: 100%;box-sizing: border-box;display: inline-block;border-bottom: 5px solid rgb(123, 12, 0);word-wrap: break-word !important;overflow-wrap: break-word !important;"><p style="max-width: 100%;box-sizing: border-box;min-height: 1em;word-wrap: break-word !important;overflow-wrap: break-word !important;"><strong style="max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;">那么，具体哪些行为是违规的呢？</strong></p></section></section></section></section><ul class=" list-paddingleft-2" style=""><li><p style="max-width: 100%;min-height: 1em;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"><span style="max-width: 100%;color: rgb(88, 88, 88);font-size: 16px;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;">1、用社会保障卡购买生活用品、与疾病治疗无直接关系的体育健身或养身保健消费等；</span></p></li></ul><p style="max-width: 100%;min-height: 1em;font-family: -apple-system-font, BlinkMacSystemFont, " helvetica="" neue",="" "pingfang="" sc",="" "hiragino="" sans="" gb",="" "microsoft="" yahei="" ui",="" yahei",="" arial,="" sans-serif;letter-spacing:="" 0.544px;white-space:="" normal;background-color:="" rgb(255,="" 255,="" 255);box-sizing:="" border-box="" !important;word-wrap:="" break-word="" !important;overflow-wrap:="" !important;"=""><br style="max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;"></p><ul class=" list-paddingleft-2" style=""><li><p style="max-width: 100%;min-height: 1em;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"><span style="max-width: 100%;color: rgb(88, 88, 88);font-size: 16px;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;">2、以药换药(物)、转卖药品、套用和虚开检查治疗项目等骗取医疗保险基金，超范围购药囤积药品等；</span></p></li></ul><p style="max-width: 100%;min-height: 1em;font-family: -apple-system-font, BlinkMacSystemFont, " helvetica="" neue",="" "pingfang="" sc",="" "hiragino="" sans="" gb",="" "microsoft="" yahei="" ui",="" yahei",="" arial,="" sans-serif;letter-spacing:="" 0.544px;white-space:="" normal;background-color:="" rgb(255,="" 255,="" 255);box-sizing:="" border-box="" !important;word-wrap:="" break-word="" !important;overflow-wrap:="" !important;"=""><br style="max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;"></p><ul class=" list-paddingleft-2" style=""><li><p style="max-width: 100%;min-height: 1em;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"><span style="max-width: 100%;color: rgb(88, 88, 88);font-size: 16px;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;">3、使用他人社会保障卡在医院就医，把本该自己支付的医疗费用，用他人社会保障卡进行支付；</span></p></li></ul><p style="max-width: 100%;min-height: 1em;font-family: -apple-system-font, BlinkMacSystemFont, " helvetica="" neue",="" "pingfang="" sc",="" "hiragino="" sans="" gb",="" "microsoft="" yahei="" ui",="" yahei",="" arial,="" sans-serif;letter-spacing:="" 0.544px;white-space:="" normal;background-color:="" rgb(255,="" 255,="" 255);box-sizing:="" border-box="" !important;word-wrap:="" break-word="" !important;overflow-wrap:="" !important;"=""><br style="max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;"></p><ul class=" list-paddingleft-2" style=""><li><p style="max-width: 100%;min-height: 1em;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"><span style="max-width: 100%;color: rgb(88, 88, 88);font-size: 16px;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;">4、伪造或者使用虚假病历、处方、检查化验报告单、疾病诊断证明等医疗文书和医疗费发票，作为医保账户报销凭证，视为医保欺诈；</span></p></li></ul><p style="max-width: 100%;min-height: 1em;font-family: -apple-system-font, BlinkMacSystemFont, " helvetica="" neue",="" "pingfang="" sc",="" "hiragino="" sans="" gb",="" "microsoft="" yahei="" ui",="" yahei",="" arial,="" sans-serif;letter-spacing:="" 0.544px;white-space:="" normal;background-color:="" rgb(255,="" 255,="" 255);box-sizing:="" border-box="" !important;word-wrap:="" break-word="" !important;overflow-wrap:="" !important;"=""><br style="max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;"></p><ul class=" list-paddingleft-2" style=""><li><p style="max-width: 100%;min-height: 1em;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"><span style="max-width: 100%;color: rgb(88, 88, 88);font-size: 16px;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;">5、在医院使用社会保障卡开超出病情所需药量的药物，再转手倒卖开出的药品，这种手段属于套取社保基金行为，属于非法谋利或不当得利；</span></p></li></ul><p style="max-width: 100%;min-height: 1em;font-family: -apple-system-font, BlinkMacSystemFont, " helvetica="" neue",="" "pingfang="" sc",="" "hiragino="" sans="" gb",="" "microsoft="" yahei="" ui",="" yahei",="" arial,="" sans-serif;letter-spacing:="" 0.544px;white-space:="" normal;background-color:="" rgb(255,="" 255,="" 255);box-sizing:="" border-box="" !important;word-wrap:="" break-word="" !important;overflow-wrap:="" !important;"=""><br style="max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;"></p><ul class=" list-paddingleft-2" style=""><li><p style="max-width: 100%;min-height: 1em;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"><span style="max-width: 100%;color: rgb(88, 88, 88);font-size: 16px;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;">6、另外将本人社保卡转借给他人就医也属于违规行为。</span><span style="max-width: 100%;font-size: 15px;color: rgb(88, 88, 88);box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"></span></p></li></ul><p style="max-width: 100%;min-height: 1em;font-family: -apple-system-font, BlinkMacSystemFont, " helvetica="" neue",="" "pingfang="" sc",="" "hiragino="" sans="" gb",="" "microsoft="" yahei="" ui",="" yahei",="" arial,="" sans-serif;letter-spacing:="" 0.544px;white-space:="" normal;background-color:="" rgb(255,="" 255,="" 255);box-sizing:="" border-box="" !important;word-wrap:="" break-word="" !important;overflow-wrap:="" !important;"=""><br style="max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;"></p><section style="max-width: 100%;min-height: 1em;font-family: -apple-system-font, BlinkMacSystemFont, " helvetica="" neue",="" "pingfang="" sc",="" "hiragino="" sans="" gb",="" "microsoft="" yahei="" ui",="" yahei",="" arial,="" sans-serif;letter-spacing:="" 0.544px;white-space:="" normal;background-color:="" rgb(255,="" 255,="" 255);text-indent:="" 2em;box-sizing:="" border-box="" !important;word-wrap:="" break-word="" !important;overflow-wrap:="" !important;"=""><span style="max-width: 100%;color: rgb(88, 88, 88);font-size: 16px;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;">此外，需要说明的是：如果您已经把自己的医保卡或体检机会借他人使用过了，要怎么才能得到保险公司的认可呢？</span><span style="max-width: 100%;font-size: 15px;color: rgb(88, 88, 88);box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"></span></section><p style="max-width: 100%;min-height: 1em;font-family: -apple-system-font, BlinkMacSystemFont, " helvetica="" neue",="" "pingfang="" sc",="" "hiragino="" sans="" gb",="" "microsoft="" yahei="" ui",="" yahei",="" arial,="" sans-serif;letter-spacing:="" 0.544px;white-space:="" normal;background-color:="" rgb(255,="" 255,="" 255);box-sizing:="" border-box="" !important;word-wrap:="" break-word="" !important;overflow-wrap:="" !important;"=""><br style="max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"></p><section style="max-width: 100%;min-height: 1em;font-family: -apple-system-font, BlinkMacSystemFont, " helvetica="" neue",="" "pingfang="" sc",="" "hiragino="" sans="" gb",="" "microsoft="" yahei="" ui",="" yahei",="" arial,="" sans-serif;letter-spacing:="" 0.544px;white-space:="" normal;background-color:="" rgb(255,="" 255,="" 255);text-indent:="" 2em;box-sizing:="" border-box="" !important;word-wrap:="" break-word="" !important;overflow-wrap:="" !important;"=""><span style="max-width: 100%;color: rgb(88, 88, 88);font-size: 16px;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;">首先，<strong style="max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"><span style="max-width: 100%;color: rgb(123, 12, 0);box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;">在投保的时候，一定要将情况如实告知，以免被当成带病投保判断，直接影响可能发生的理赔</span></strong>。用药记录无法修改，除非有证据证明当时是别人借用了你的医保卡，比如用药人的病例、用药清单和医保卡刷卡小票。</span></section><p style="max-width: 100%;min-height: 1em;font-family: -apple-system-font, BlinkMacSystemFont, " helvetica="" neue",="" "pingfang="" sc",="" "hiragino="" sans="" gb",="" "microsoft="" yahei="" ui",="" yahei",="" arial,="" sans-serif;letter-spacing:="" 0.544px;white-space:="" normal;background-color:="" rgb(255,="" 255,="" 255);box-sizing:="" border-box="" !important;word-wrap:="" break-word="" !important;overflow-wrap:="" !important;"=""><br style="max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;"></p><section style="max-width: 100%;min-height: 1em;font-family: -apple-system-font, BlinkMacSystemFont, " helvetica="" neue",="" "pingfang="" sc",="" "hiragino="" sans="" gb",="" "microsoft="" yahei="" ui",="" yahei",="" arial,="" sans-serif;letter-spacing:="" 0.544px;white-space:="" normal;background-color:="" rgb(255,="" 255,="" 255);text-indent:="" 2em;box-sizing:="" border-box="" !important;word-wrap:="" break-word="" !important;overflow-wrap:="" !important;"=""><span style="max-width: 100%;color: rgb(88, 88, 88);font-size: 16px;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;">另外，出于谨慎起见，保险公司还会要求客户要到指定医院进行一次全面详细检查，如果全部合格的话，还是有机会以标准体投保。当然，对于不能确定或无法判断的风险，只能按照高风险来处理，最终结果很可能就是加费承保（增加投保费用）、除外责任或拒保。</span></section><p style="max-width: 100%;min-height: 1em;font-family: -apple-system-font, BlinkMacSystemFont, " helvetica="" neue",="" "pingfang="" sc",="" "hiragino="" sans="" gb",="" "microsoft="" yahei="" ui",="" yahei",="" arial,="" sans-serif;letter-spacing:="" 0.544px;white-space:="" normal;background-color:="" rgb(255,="" 255,="" 255);box-sizing:="" border-box="" !important;word-wrap:="" break-word="" !important;overflow-wrap:="" !important;"=""><br style="max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;"></p><section style="max-width: 100%;min-height: 1em;font-family: -apple-system-font, BlinkMacSystemFont, " helvetica="" neue",="" "pingfang="" sc",="" "hiragino="" sans="" gb",="" "microsoft="" yahei="" ui",="" yahei",="" arial,="" sans-serif;letter-spacing:="" 0.544px;white-space:="" normal;background-color:="" rgb(255,="" 255,="" 255);text-indent:="" 2em;box-sizing:="" border-box="" !important;word-wrap:="" break-word="" !important;overflow-wrap:="" !important;"=""><span style="max-width: 100%;color: rgb(88, 88, 88);font-size: 16px;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;">而对于已经购买了保险的网友来说，如果此前不知道有这种情况，在投保前曾经将自己的医保卡和体检表借给他人使用，到自己生病理赔时，如果被拒，可以和保险公司进行协商。</span><span style="max-width: 100%;font-size: 15px;color: rgb(88, 88, 88);box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"></span></section><p style="max-width: 100%;min-height: 1em;font-family: -apple-system-font, BlinkMacSystemFont, " helvetica="" neue",="" "pingfang="" sc",="" "hiragino="" sans="" gb",="" "microsoft="" yahei="" ui",="" yahei",="" arial,="" sans-serif;letter-spacing:="" 0.544px;white-space:="" normal;background-color:="" rgb(255,="" 255,="" 255);box-sizing:="" border-box="" !important;word-wrap:="" break-word="" !important;overflow-wrap:="" !important;"=""><span style="max-width: 100%;font-size: 15px;color: rgb(88, 88, 88);box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"></span></p><p style="text-align: center; max-width: 100%; min-height: 1em;" helvetica="" neue",="" "pingfang="" sc",="" "hiragino="" sans="" gb",="" "microsoft="" yahei="" ui",="" yahei",="" arial,="" sans-serif;letter-spacing:="" 0.544px;white-space:="" normal;background-color:="" rgb(255,="" 255,="" 255);box-sizing:="" border-box="" !important;word-wrap:="" break-word="" !important;overflow-wrap:="" !important;"=""><span class="" data-positionback="static" style="max-width: 100%;top: auto;left: auto;right: auto;bottom: auto;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"><img class="" data-ratio="0.5015625" data-type="jpeg" data-w="640" src="https://lymx.com.cn/source/plugin/csdn123_news/display_picture.php?url=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_jpg%2FrLuIica8s6CjN8v3N9q9cvXSn4R1NplOXBIr5sX8RgawG9icicZ6J9fOwHFsQ5wueW8SBUibgmUVdoPBfA6ke5j8Qw%2F640%3Fwx_fmt%3Djpeg" style="top: auto;left: auto;right: auto;bottom: auto;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;visibility: visible !important;width: 640px !important;"></span></p><p style="max-width: 100%;min-height: 1em;font-family: -apple-system-font, BlinkMacSystemFont, " helvetica="" neue",="" "pingfang="" sc",="" "hiragino="" sans="" gb",="" "microsoft="" yahei="" ui",="" yahei",="" arial,="" sans-serif;letter-spacing:="" 0.544px;white-space:="" normal;background-color:="" rgb(255,="" 255,="" 255);box-sizing:="" border-box="" !important;word-wrap:="" break-word="" !important;overflow-wrap:="" !important;"=""><span style="max-width: 100%;font-size: 15px;color: rgb(88, 88, 88);box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"></span><br style="max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"></p><section style="max-width: 100%;min-height: 1em;font-family: -apple-system-font, BlinkMacSystemFont, " helvetica="" neue",="" "pingfang="" sc",="" "hiragino="" sans="" gb",="" "microsoft="" yahei="" ui",="" yahei",="" arial,="" sans-serif;letter-spacing:="" 0.544px;white-space:="" normal;background-color:="" rgb(255,="" 255,="" 255);text-indent:="" 2em;box-sizing:="" border-box="" !important;word-wrap:="" break-word="" !important;overflow-wrap:="" !important;"=""><span style="font-size: 16px;"><strong style="max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"><span style="max-width: 100%;color: rgb(123, 12, 0);box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;">比如医保卡有过购买降压药的记录，就可以举证自己没有患“高血压”</span></strong><span style="max-width: 100%;color: rgb(88, 88, 88);box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;">，提供了近几年的体检报告，显示血压正常，或许能保住了这份保单，但并不是所有的疾病都可以通过这种方式举证的。</span></span></section><blockquote style="color: rgb(51, 51, 51);font-size: 17px;max-width: 100%;font-family: -apple-system-font, BlinkMacSystemFont, " helvetica="" neue",="" "pingfang="" sc",="" "hiragino="" sans="" gb",="" "microsoft="" yahei="" ui",="" yahei",="" arial,="" sans-serif;letter-spacing:="" 0.544px;white-space:="" normal;background-color:="" rgb(255,="" 255,="" 255);box-sizing:="" border-box="" !important;word-wrap:="" break-word="" !important;overflow-wrap:="" !important;"=""><p style="max-width: 100%;min-height: 1em;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"><span style="font-size: 16px;"><strong style="max-width: 100%;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;"><span style="max-width: 100%;color: rgb(88, 88, 88);box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;">如果真想更好的使用医保卡，放大沉睡的资金价值，假若您所处城市已经出台相关政策。</span></strong></span></p></blockquote><section style="max-width: 100%;min-height: 1em;font-family: -apple-system-font, BlinkMacSystemFont, " helvetica="" neue",="" "pingfang="" sc",="" "hiragino="" sans="" gb",="" "microsoft="" yahei="" ui",="" yahei",="" arial,="" sans-serif;letter-spacing:="" 0.544px;white-space:="" normal;background-color:="" rgb(255,="" 255,="" 255);text-indent:="" 2em;box-sizing:="" border-box="" !important;word-wrap:="" break-word="" !important;overflow-wrap:="" !important;"=""><span style="max-width: 100%;color: rgb(88, 88, 88);font-size: 16px;box-sizing: border-box !important;word-wrap: break-word !important;overflow-wrap: break-word !important;">可以用医保卡个人账户余额给自己和家人买份商业健康险增添保障！包含医疗险、重疾险、长期护理保险、意外伤害保险等产品，在风险杠杆的作用，这时的1元钱，很可能在关键时候当10元、100元花。</span></section>
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