保险论坛 发表于 2020-3-18 09:16:58

战“疫”下半场的思考:疫情之下,普通家庭应该如何买保险?

<div class="wx_rich_media_content" id="jsWxContainer"><section style="box-sizing: border-box;font-size: 16px;"><section style="line-height: 2;padding-right: 15px;padding-left: 15px;box-sizing: border-box;" powered-by="xiumi.us"><p style="text-indent: 2em; box-sizing: border-box;"><span style="font-family: PingFangSC-light;box-sizing: border-box;">根据国家卫健委的最新数据显示,截至3月10日,全国累计确诊病例80924例,累计死亡3140例。</span></p><p style="text-indent: 2em; box-sizing: border-box;"><span style="font-family: PingFangSC-light;box-sizing: border-box;">疫情面前,我们每个人都渺小而无力,病例的人数不断增长,病魔威胁着每一个人的生命和健康。对有些人来说它只是个数字,但对另一些家庭来说,却是毁灭性的灾难。</span></p><p style="text-indent: 2em; box-sizing: border-box;"><span style="font-family: PingFangSC-light;box-sizing: border-box;">突如其来的疫情,让我们真切地感受到疾病离我们的距离原来这么近,疾病面前,人人平等,没有人能逃脱疾病所带来的风险,所有人都在提高防护措施,口罩、酒精、护目镜......当然,还包括“保险”。</span></p><p style="text-indent: 2em; box-sizing: border-box;"><span style="font-family: PingFangSC-light;box-sizing: border-box;">天灾、人祸、意外、疾病……时刻潜伏在我们身边,在疾病和意外面前我们都是弱者,明天和意外,我们真的不知道哪一个会先来,那么</span><span style="font-family: PingFangSC-light;">作为普通家庭又该如何规划保险呢?</span></p><p style="box-sizing: border-box;"><br style="box-sizing: border-box;"></p></section><section style="margin-top: 10px;margin-right: 0%;margin-left: 0%;box-sizing: border-box;" powered-by="xiumi.us"><section style="text-align: center;font-size: 17px;letter-spacing: 2px;line-height: 1.6;font-family: PingFangSC-light;box-sizing: border-box;"><p style="box-sizing: border-box;"><strong style="box-sizing: border-box;">疫情下建议购买医疗险和重疾险</strong></p></section></section><section style="text-align: center;margin-right: 0%;margin-bottom: 20px;margin-left: 0%;box-sizing: border-box;" powered-by="xiumi.us"><section style="display: inline-block;width: 170px;height: 22px;vertical-align: top;overflow: hidden;background-size: contain;background-attachment: scroll;box-sizing: border-box;line-height: 0;background-position: 50% 50%;background-repeat: no-repeat no-repeat;"><br></section></section><section style="line-height: 2;padding-right: 15px;padding-left: 15px;font-family: PingFangSC-light;box-sizing: border-box;" powered-by="xiumi.us"><p style="text-indent: 2em; box-sizing: border-box;">本次新冠肺炎患者,医疗费用有医保和财政补助,个人无需担心就医费用,但是医疗险在此上面的赔付空间有限;</p><p style="text-indent: 2em; box-sizing: border-box;">此后有可能发生的后遗症,其他疾病等,建议用商业保险补充;尤其是重疾险和寿险,不仅能弥补家庭收入损失,也能抵消发生保险事故后的大额支出。而且这两类产品是给付型,和医保以及医疗险报销不冲突。</p><p style="text-indent: 2em; box-sizing: border-box;">全民灾难性疫情由国家买单,但如果是个人性质的疾病,除了医保可就再无依靠了,治疗费用一般从十万到几十万,让常人望而生畏。</p><p style="text-indent: 2em; box-sizing: border-box;">据统计,如果一次重疾需要10万元现金,中国有85%的家庭拿不出,14%的家庭拿出会影响其他财务计划,能拿出的只占到1%。而且医保能报的真的不多,除了起付线、封顶线、自费比例、自费药物,发生大病实际报销的,却是很有限的。现实是重疾等于贫穷,一个家庭的破产往往就是从重疾的发生开始!真的是辛辛苦苦几十年,一病回到解放前!</p><p style="text-indent: 2em; box-sizing: border-box;">人生并不是只有一次患病的风险,灾难和疾病的随时可能降临,不会因人而异,但不管是天灾还是人祸,保险都能给予我们一定的帮助,让我们感受生活的温暖所在。</p></section><section style="text-align: center;margin-top: 10px;margin-bottom: 10px;box-sizing: border-box;" powered-by="xiumi.us"><section style="max-width: 100%;vertical-align: middle;display: inline-block;line-height: 0;box-sizing: border-box;"><span class="wxart_image" wx-style="display:inline-block;vertical-align: middle;box-sizing: border-box;"></span></section></section><section style="box-sizing: border-box;" powered-by="xiumi.us"><p style="box-sizing: border-box;"><br style="box-sizing: border-box;"></p></section><section style="margin-top: 10px;margin-right: 0%;margin-left: 0%;box-sizing: border-box;" powered-by="xiumi.us"><section style="text-align: center;font-size: 17px;letter-spacing: 2px;line-height: 1.6;font-family: PingFangSC-light;box-sizing: border-box;"><p style="box-sizing: border-box;">一生中,必不可少四个保单:</p><p style="box-sizing: border-box;"><strong style="box-sizing: border-box;">意外险、医疗险、重疾险、寿险</strong></p></section></section><section style="text-align: center;margin-right: 0%;margin-bottom: 20px;margin-left: 0%;box-sizing: border-box;" powered-by="xiumi.us"><section style="display: inline-block;width: 170px;height: 22px;vertical-align: top;overflow: hidden;background-size: contain;background-attachment: scroll;box-sizing: border-box;line-height: 0;background-position: 50% 50%;background-repeat: no-repeat no-repeat;"><br></section></section><section style="box-sizing: border-box;" powered-by="xiumi.us"><section style="margin: 10px 0%;display: flex;flex-flow: row nowrap;text-align: center;justify-content: center;box-sizing: border-box;"><section style="display: inline-block;vertical-align: bottom;width: auto;align-self: flex-end;flex: 0 0 0%;height: auto;line-height: 0;letter-spacing: 0px;box-sizing: border-box;"><section style="text-align: left;justify-content: flex-start;margin-right: 0%;margin-left: 0%;box-sizing: border-box;" powered-by="xiumi.us"><section style="display: inline-block;width: 18px;height: 18px;vertical-align: top;overflow: hidden;background-size: contain;background-attachment: scroll;box-sizing: border-box;line-height: 0;background-position: 50% 50%;background-repeat: no-repeat no-repeat;"><br></section></section></section><section style="display: inline-block;vertical-align: bottom;width: auto;line-height: 1;min-width: 10%;max-width: 100%;flex: 0 0 auto;height: auto;align-self: flex-end;letter-spacing: 0px;box-sizing: border-box;"><section style="text-align: justify;color: rgb(17, 112, 243);line-height: 1.2;letter-spacing: 1.3px;padding-right: 5px;padding-left: 5px;box-sizing: border-box;" powered-by="xiumi.us"><p style="box-sizing: border-box;"><em style="box-sizing: border-box;"><strong style="box-sizing: border-box;">意外险</strong></em></p></section></section></section></section><section style="padding-right: 15px;padding-left: 15px;line-height: 2;box-sizing: border-box;" powered-by="xiumi.us"><p style="text-indent: 2em; box-sizing: border-box;"><span style="font-family: PingFangSC-light;box-sizing: border-box;">保障的是因为意外事件而引发的身故、伤残以及医疗费用的补偿。赔付标准在于,是由“意外”引发的:飞机失事、高架倒塌、工厂失火……都涵盖在内。</span></p><p style="text-indent: 2em; box-sizing: border-box;"><span style="font-family: PingFangSC-light;box-sizing: border-box;">明天和意外哪一个先来,我们谁也不知道。突如其来的意外可能摧毁了家庭的顶梁柱,使一家人失去生活来源,陷入绝境;而单身人士一旦遭遇意外,就等于切断了经济来源,陷入无尽的绝望。</span></p><p style="text-indent: 2em; box-sizing: border-box;"><span style="font-family: PingFangSC-light;box-sizing: border-box;">拥有一份意外险,我们就至少还有希望在。</span></p><p style="box-sizing: border-box;"><br style="box-sizing: border-box;"></p></section><section style="box-sizing: border-box;" powered-by="xiumi.us"><section style="margin: 10px 0%;display: flex;flex-flow: row nowrap;text-align: center;justify-content: center;box-sizing: border-box;"><section style="display: inline-block;vertical-align: bottom;width: auto;align-self: flex-end;flex: 0 0 0%;height: auto;line-height: 0;letter-spacing: 0px;box-sizing: border-box;"><section style="text-align: left;justify-content: flex-start;margin-right: 0%;margin-left: 0%;box-sizing: border-box;" powered-by="xiumi.us"><section style="display: inline-block;width: 18px;height: 18px;vertical-align: top;overflow: hidden;background-size: contain;background-attachment: scroll;box-sizing: border-box;line-height: 0;background-position: 50% 50%;background-repeat: no-repeat no-repeat;"><br></section></section></section><section style="display: inline-block;vertical-align: bottom;width: auto;line-height: 1;min-width: 10%;max-width: 100%;flex: 0 0 auto;height: auto;align-self: flex-end;letter-spacing: 0px;box-sizing: border-box;"><section style="text-align: justify;color: rgb(17, 112, 243);line-height: 1.2;letter-spacing: 1.3px;padding-right: 5px;padding-left: 5px;box-sizing: border-box;" powered-by="xiumi.us"><p style="box-sizing: border-box;"><em style="box-sizing: border-box;"><strong style="box-sizing: border-box;">医疗险</strong></em></p></section></section></section></section><section style="line-height: 2;padding-right: 15px;padding-left: 15px;box-sizing: border-box;" powered-by="xiumi.us"><p style="text-indent: 2em; box-sizing: border-box;"><span style="font-family: PingFangSC-light;box-sizing: border-box;">保障的是巨额医疗费用的补偿,在医院里因治疗、手术、住院产生的合理费用,都可以赔付,具体保障项目要以具体产品的条款为准。虽然同医保一样,医疗险也是用来住院看病的一种保险,但医保报不了的,医疗可以报,像是医保范围外用的进口药、医疗器械等等都能报销。</span></p><p style="text-indent: 2em; box-sizing: border-box;"><span style="font-family: PingFangSC-light;box-sizing: border-box;">保费低,保额高,可以报销因病产生的医药费、治疗费、手术费、住院费等,甚至可以覆盖一些顶尖的医疗技术手段,是医保非常有力的补充。</span></p><p style="box-sizing: border-box;"><br style="box-sizing: border-box;"></p></section><section style="box-sizing: border-box;" powered-by="xiumi.us"><section style="margin: 10px 0%;display: flex;flex-flow: row nowrap;text-align: center;justify-content: center;box-sizing: border-box;"><section style="display: inline-block;vertical-align: bottom;width: auto;align-self: flex-end;flex: 0 0 0%;height: auto;line-height: 0;letter-spacing: 0px;box-sizing: border-box;"><section style="text-align: left;justify-content: flex-start;margin-right: 0%;margin-left: 0%;box-sizing: border-box;" powered-by="xiumi.us"><section style="display: inline-block;width: 18px;height: 18px;vertical-align: top;overflow: hidden;background-size: contain;background-attachment: scroll;box-sizing: border-box;line-height: 0;background-position: 50% 50%;background-repeat: no-repeat no-repeat;"><br></section></section></section><section style="display: inline-block;vertical-align: bottom;width: auto;line-height: 1;min-width: 10%;max-width: 100%;flex: 0 0 auto;height: auto;align-self: flex-end;letter-spacing: 0px;box-sizing: border-box;"><section style="text-align: justify;color: rgb(17, 112, 243);line-height: 1.2;letter-spacing: 1.3px;padding-right: 5px;padding-left: 5px;box-sizing: border-box;" powered-by="xiumi.us"><p style="box-sizing: border-box;"><em style="box-sizing: border-box;"><strong style="box-sizing: border-box;">重疾险</strong></em><strong style="box-sizing: border-box;"></strong></p></section></section></section></section><section style="line-height: 2;padding-right: 15px;padding-left: 15px;box-sizing: border-box;" powered-by="xiumi.us"><p style="text-indent: 2em; box-sizing: border-box;"><span style="font-family: PingFangSC-light;box-sizing: border-box;">保障的是因罹患重大疾病而造成的包括治疗、休养康复、收入中断等方面的补偿。当罹患条款中约定的重大疾病时,就会赔付约定的保额。</span></p><p style="text-indent: 2em; box-sizing: border-box;"><span style="font-family: PingFangSC-light;box-sizing: border-box;">在我国,每七分钟就有一个人罹患癌症,而一旦患上这种重大疾病,我们要面临的不仅仅是医疗费用,还包括收入损失费、康复费,如果是家庭支柱,还要面临房贷等一系列责任开支的费用。</span></p><p style="text-indent: 2em; box-sizing: border-box;"><span style="font-family: PingFangSC-light;box-sizing: border-box;">而如果购买了重疾险,以上问题则可以得到较好解决。毕竟谁都知道,一旦没了钱的烦恼,患者的治疗进度势必较好,而家属的处境也不会太艰难。</span></p><p style="box-sizing: border-box;"><br style="box-sizing: border-box;"></p></section><section style="box-sizing: border-box;" powered-by="xiumi.us"><section style="margin: 10px 0%;display: flex;flex-flow: row nowrap;text-align: center;justify-content: center;box-sizing: border-box;"><section style="display: inline-block;vertical-align: bottom;width: auto;align-self: flex-end;flex: 0 0 0%;height: auto;line-height: 0;letter-spacing: 0px;box-sizing: border-box;"><section style="text-align: left;justify-content: flex-start;margin-right: 0%;margin-left: 0%;box-sizing: border-box;" powered-by="xiumi.us"><section style="display: inline-block;width: 18px;height: 18px;vertical-align: top;overflow: hidden;background-size: contain;background-attachment: scroll;box-sizing: border-box;line-height: 0;background-position: 50% 50%;background-repeat: no-repeat no-repeat;"><br></section></section></section><section style="display: inline-block;vertical-align: bottom;width: auto;line-height: 1;min-width: 10%;max-width: 100%;flex: 0 0 auto;height: auto;align-self: flex-end;letter-spacing: 0px;box-sizing: border-box;"><section style="text-align: justify;color: rgb(17, 112, 243);line-height: 1.2;letter-spacing: 1.3px;padding-right: 5px;padding-left: 5px;box-sizing: border-box;" powered-by="xiumi.us"><p style="box-sizing: border-box;"><em style="box-sizing: border-box;"><strong style="box-sizing: border-box;">寿险</strong></em></p></section></section></section></section><section style="line-height: 2;padding-right: 15px;padding-left: 15px;font-family: PingFangSC-light;box-sizing: border-box;" powered-by="xiumi.us"><p style="text-indent: 2em; box-sizing: border-box;">保障身故或全残对家人造成的经济损失,原因不限疾病或意外。对于我们大多数人来说,我们都不仅仅是我们自己,我们还是父母的儿女,孩子的爸爸妈妈,一旦倒下,就可能会给一整个大家庭带来毁灭性的打击。</p><p style="text-indent: 2em; box-sizing: border-box;">而寿险就是一份传递爱的保险,它不仅仅是为了我们自己而存在,而是为了让那些我们不在了也无法割舍的那些人,能继续安稳生活。</p><p style="text-indent: 2em; box-sizing: border-box;">每次危机降临,就会有化危险为机遇的呼吁,这是一种积极的思维,而保险就是化危机为机遇的有力的工具,保险虽然不能趋吉避凶,但会雪中送炭,在一定程度上减少因疾病或意外带来的经济损失。</p></section><section style="text-align: center;justify-content: center;margin: 20px 0%;box-sizing: border-box;" powered-by="xiumi.us"><section style="display: inline-block;width: 96%;vertical-align: top;height: auto;border-style: solid;border-width: 1px;border-radius: 0px;border-color: rgba(87, 164, 255, 0.46);box-sizing: border-box;"><section style="box-sizing: border-box;" powered-by="xiumi.us"><section style="display: flex;flex-flow: row nowrap;box-sizing: border-box;"><section style="display: inline-block;vertical-align: top;width: auto;line-height: 0;letter-spacing: 0px;flex: 100 100 0%;align-self: flex-start;height: auto;box-sizing: border-box;"><section style="text-align: left;margin-top: -11px;margin-right: 0%;margin-left: 0%;justify-content: flex-start;transform: translate3d(-4px, 0px, 0px);box-sizing: border-box;" powered-by="xiumi.us"><section style="display: inline-block;width: auto;vertical-align: top;min-width: 10%;max-width: 100%;height: auto;line-height: 0;box-sizing: border-box;"><section style="justify-content: flex-start;transform: translate3d(-7px, 0px, 0px);-webkit-transform: translate3d(-7px, 0px, 0px);-moz-transform: translate3d(-7px, 0px, 0px);-o-transform: translate3d(-7px, 0px, 0px);box-sizing: border-box;" powered-by="xiumi.us"><section style="display: inline-block;width: 8px;height: 8px;vertical-align: top;overflow: hidden;border-style: solid;border-width: 1px;border-top-left-radius: 0px;border-top-right-radius: 0px;border-bottom-right-radius: 0px;border-bottom-left-radius: 0px;border-color: rgba(255, 255, 255, 0) rgba(87, 164, 255, 0.458824) rgba(87, 164, 255, 0.458824) rgba(255, 255, 255, 0);box-sizing: border-box;line-height: 0;"><br></section></section><section style="justify-content: flex-start;margin-top: -1px;margin-right: 0%;margin-left: 0%;box-sizing: border-box;" powered-by="xiumi.us"><section style="display: inline-block;width: 8px;height: 8px;vertical-align: top;overflow: hidden;border-style: solid;border-width: 1px;border-top-left-radius: 0px;border-top-right-radius: 0px;border-bottom-right-radius: 0px;border-bottom-left-radius: 0px;border-color: rgba(87, 164, 255, 0.458824) rgba(255, 255, 255, 0) rgba(255, 255, 255, 0) rgba(87, 164, 255, 0.458824);box-sizing: border-box;line-height: 0;"><br></section></section></section></section></section><section style="display: inline-block;vertical-align: top;width: auto;line-height: 0;flex: 99.9925 99.9925 0%;align-self: flex-start;height: auto;box-sizing: border-box;"><section style="text-align: right;margin-top: -11px;margin-right: 0%;margin-left: 0%;justify-content: flex-end;transform: translate3d(11px, 0px, 0px);box-sizing: border-box;" powered-by="xiumi.us"><section style="display: inline-block;width: auto;vertical-align: top;min-width: 10%;max-width: 100%;height: auto;line-height: 0;box-sizing: border-box;"><section style="justify-content: flex-end;transform: translate3d(-7px, 0px, 0px);-webkit-transform: translate3d(-7px, 0px, 0px);-moz-transform: translate3d(-7px, 0px, 0px);-o-transform: translate3d(-7px, 0px, 0px);box-sizing: border-box;" powered-by="xiumi.us"><section style="display: inline-block;width: 8px;height: 8px;vertical-align: top;overflow: hidden;border-style: solid;border-width: 1px;border-top-left-radius: 0px;border-top-right-radius: 0px;border-bottom-right-radius: 0px;border-bottom-left-radius: 0px;border-color: rgba(255, 255, 255, 0) rgba(87, 164, 255, 0.458824) rgba(87, 164, 255, 0.458824) rgba(255, 255, 255, 0);box-sizing: border-box;line-height: 0;"><br></section></section><section style="justify-content: flex-end;margin-top: -1px;margin-right: 0%;margin-left: 0%;box-sizing: border-box;" powered-by="xiumi.us"><section style="display: inline-block;width: 8px;height: 8px;vertical-align: top;overflow: hidden;border-style: solid;border-width: 1px;border-top-left-radius: 0px;border-top-right-radius: 0px;border-bottom-right-radius: 0px;border-bottom-left-radius: 0px;border-color: rgba(87, 164, 255, 0.458824) rgba(255, 255, 255, 0) rgba(255, 255, 255, 0) rgba(87, 164, 255, 0.458824);box-sizing: border-box;line-height: 0;"><br></section></section></section></section></section></section></section><section style="margin: 10px 0% 6px;box-sizing: border-box;" powered-by="xiumi.us"><section style="font-size: 15px;color: rgb(115, 115, 115);letter-spacing: 1px;line-height: 2;padding-right: 15px;padding-left: 15px;font-family: PingFangSC-light;box-sizing: border-box;"><p style="box-sizing: border-box;">当我们可以摘下口罩,</p><p style="box-sizing: border-box;">去拥抱自己爱的人。</p><p style="box-sizing: border-box;">当我们可以走出家门,</p><p style="box-sizing: border-box;">与亲友享受美味佳肴。</p><p style="box-sizing: border-box;">当我们可以奔向公司,</p><p style="box-sizing: border-box;">和同事们一起熬夜奋战。</p><p style="box-sizing: border-box;">不要忘记,</p><p style="box-sizing: border-box;">这次的痛苦经历和全人类付出的代价。</p><p style="box-sizing: border-box;">经历了这次疫情,</p><p style="box-sizing: border-box;">人们面对未知风险的态度,</p><p style="box-sizing: border-box;">会变得更加成熟、理性。</p><p style="box-sizing: border-box;">疫情过后,</p><p style="box-sizing: border-box;">希望我们都能成为</p><p style="box-sizing: border-box;">用保险保护自己和亲人爱人的勇者,</p><p style="box-sizing: border-box;">在生活的道路上大步向前,风雨不惧。</p></section></section><section style="box-sizing: border-box;" powered-by="xiumi.us"><section style="display: flex;flex-flow: row nowrap;box-sizing: border-box;"><section style="display: inline-block;vertical-align: top;width: auto;line-height: 0;letter-spacing: 0px;border-width: 0px;flex: 100 100 0%;align-self: flex-start;height: auto;box-sizing: border-box;"><section style="text-align: left;margin-right: 0%;margin-bottom: -11px;margin-left: 0%;justify-content: flex-start;transform: translate3d(-4px, 0px, 0px);box-sizing: border-box;" powered-by="xiumi.us"><section style="display: inline-block;width: auto;vertical-align: top;min-width: 10%;max-width: 100%;height: auto;line-height: 0;box-sizing: border-box;"><section style="justify-content: flex-start;transform: translate3d(-7px, 0px, 0px);-webkit-transform: translate3d(-7px, 0px, 0px);-moz-transform: translate3d(-7px, 0px, 0px);-o-transform: translate3d(-7px, 0px, 0px);box-sizing: border-box;" powered-by="xiumi.us"><section style="display: inline-block;width: 8px;height: 8px;vertical-align: top;overflow: hidden;border-style: solid;border-width: 1px;border-top-left-radius: 0px;border-top-right-radius: 0px;border-bottom-right-radius: 0px;border-bottom-left-radius: 0px;border-color: rgba(255, 255, 255, 0) rgba(87, 164, 255, 0.458824) rgba(87, 164, 255, 0.458824) rgba(255, 255, 255, 0);box-sizing: border-box;line-height: 0;"><br></section></section><section style="justify-content: flex-start;margin-top: -1px;margin-right: 0%;margin-left: 0%;box-sizing: border-box;" powered-by="xiumi.us"><section style="display: inline-block;width: 8px;height: 8px;vertical-align: top;overflow: hidden;border-style: solid;border-width: 1px;border-top-left-radius: 0px;border-top-right-radius: 0px;border-bottom-right-radius: 0px;border-bottom-left-radius: 0px;border-color: rgba(87, 164, 255, 0.458824) rgba(255, 255, 255, 0) rgba(255, 255, 255, 0) rgba(87, 164, 255, 0.458824);box-sizing: border-box;line-height: 0;"><br></section></section></section></section></section><section style="display: inline-block;vertical-align: top;width: auto;line-height: 0;flex: 99.9925 99.9925 0%;align-self: flex-start;height: auto;box-sizing: border-box;"><section style="text-align: right;margin-right: 0%;margin-bottom: -11px;margin-left: 0%;justify-content: flex-end;transform: translate3d(11px, 0px, 0px);box-sizing: border-box;" powered-by="xiumi.us"><section style="display: inline-block;width: auto;vertical-align: top;min-width: 10%;max-width: 100%;height: auto;line-height: 0;box-sizing: border-box;"><section style="justify-content: flex-end;transform: translate3d(-7px, 0px, 0px);-webkit-transform: translate3d(-7px, 0px, 0px);-moz-transform: translate3d(-7px, 0px, 0px);-o-transform: translate3d(-7px, 0px, 0px);box-sizing: border-box;" powered-by="xiumi.us"><section style="display: inline-block;width: 8px;height: 8px;vertical-align: top;overflow: hidden;border-style: solid;border-width: 1px;border-top-left-radius: 0px;border-top-right-radius: 0px;border-bottom-right-radius: 0px;border-bottom-left-radius: 0px;border-color: rgba(255, 255, 255, 0) rgba(87, 164, 255, 0.458824) rgba(87, 164, 255, 0.458824) rgba(255, 255, 255, 0);box-sizing: border-box;line-height: 0;"><br></section></section><section style="justify-content: flex-end;margin-top: -1px;margin-right: 0%;margin-left: 0%;box-sizing: border-box;" powered-by="xiumi.us"><section style="display: inline-block;width: 8px;height: 8px;vertical-align: top;overflow: hidden;border-style: solid;border-width: 1px;border-top-left-radius: 0px;border-top-right-radius: 0px;border-bottom-right-radius: 0px;border-bottom-left-radius: 0px;border-color: rgba(87, 164, 255, 0.458824) rgba(255, 255, 255, 0) rgba(255, 255, 255, 0) rgba(87, 164, 255, 0.458824);box-sizing: border-box;line-height: 0;"><br></section></section></section></section></section></section></section></section></section><section style="line-height: 1;box-sizing: border-box;" powered-by="xiumi.us"><p style="text-align: right; box-sizing: border-box;"><span style="font-size: 10px;box-sizing: border-box;">资料来源:新华欣、财富资讯、保险行销</span></p></section></section></div><p></p>

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